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AI Summary

Luxurious two-bedroom apartments of 106 m² in Rafailovichi — your personal oasis just 5 meters from the azure sea. Enjoy premium comfort with your own terrace, modern pool, and breathtaking panoramic views of the coast.

No. 267

Residential complex in Rafailovichi first line No. 267

Current as of August 27, 2026
Rafailovici · Budva Riviera
from€657,200
View: Sea view

Details

Area
106–137 m²
Bedrooms
2–3
Bathrooms
2
Floor
2/11
Year built
2019
Parking
Yes
To sea
5 m

Description

Premium residential complex on the first line in Rafailovici — an investment in quality and stability

We present to your attention a premium-class residential complex located on the first line of the Adriatic coast in the picturesque Rafailovici. This is an investment property with high income potential, combining a unique location, modern architecture, and stable year-round rental demand.

A location that sells itself

Rafailovici is one of the most attractive resorts on the Budva Riviera, known for its long promenade, sandy beach, and developed tourist infrastructure. The first line is always exclusive, meaning liquidity and high rental income.

Architecture and concept

The complex is designed with a focus on modern trends and the comfort of future residents:

Ready-made base for rental

Why invest

Available apartments with one, two, and three bedrooms.

Amenities

Swimming poolSea ViewIntercomAir conditioningElevatorFully furnishedParkingFirst lineReceptionTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€657,200
Property transfer tax
€31,432
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €9,432 (6% × 157,200)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€32,597
Estimated costs to purchase the propertyTotal: €689,797

Location

What's nearby

  • Kindergarten1.2 km
  • Groceries12 m
  • Pharmacy199 m
  • RestaurantTulip Restaurant20 m
  • Bus stopRafailovići130 m
  • ATM164 m
  • AirportTivat Airport18.7 km
  • PortMarina Budva3.3 km
  • Sea5 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€657,200
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,269/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,376/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,430/mo
Monthly payment
€3,036
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€460,040
Total interest€268,614
Loan amount
€460,040
Total interest
€268,614
Total payment
€728,654

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€657,200
No. 267