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AI Summary

A luxurious 165 m² villa in Herceg Novi offers the perfect combination of privacy and comfort: three cozy bedrooms, five bathrooms, and spacious living areas filled with light. This unique property with magnificent terraces is located just 2 km from the azure coastline and will become your ideal place to live or relax in Montenegro.

No. 2479

Villa Complex in Herceg Novi No. 2479

Herceg Novi · Bay of Kotor
from€620,000
View: Sea view, Mountain view

Details

Area
165–179 m²
Rooms
4
Bedrooms
3
Bathrooms
3
Year built
2026
Parking
Yes
To sea
2000 m

Description

The villa complex is located just 2 km from the historic center of Herceg Novi, one of Montenegro’s most picturesque resort towns. This location provides quick access to cultural landmarks, cozy cafés, and the atmospheric streets of the old town. Convenient transport connections: Tivat Airport is only 20 km away, and Dubrovnik International Airport is 35 km away, offering a wide range of travel routes.

Herceg Novi — the pearl of the Adriatic

The city of Herceg Novi is renowned for its unique architecture, narrow cobblestone streets, and numerous historical monuments. Founded in the 14th century, it preserves traces of a rich history and cultural traditions. Strolling through the old town, you will find cozy restaurants, art galleries, and authentic cafés.

The climate here is mild and sunny: more than 200 sunny days a year make Herceg Novi an excellent place both for summer holidays and year-round living. The city is known for its botanical gardens and lush Mediterranean vegetation, as well as healing springs and spa centers.

Developed infrastructure

Around you is a full-fledged urban infrastructure operating year-round: shops, restaurants, and service providers. Everything you need for comfortable living and leisure is just a few minutes from your home.

Modern design and layouts

Clean architectural lines, open-plan layouts, and stylish interior solutions create a sense of space and comfort. Spacious living areas with a well-thought-out room layout, an open kitchen, and a living room are ideal for a modern lifestyle.

Unique amenities

Each villa has its own private pool — the perfect place for relaxation and gatherings with friends. The complex grounds are fully enclosed and secured, ensuring maximum safety and privacy.

High construction quality

Only high-quality and energy-efficient materials are used: windows and doors with excellent thermal insulation properties, ensuring comfort at any time of year and optimal energy consumption.

Spacious private plots

The villas are located on private plots ranging from 500 to 600 m², providing ample space for a garden, terrace, or active recreation area.

Location advantages

Just a few minutes away are the best beaches, a picturesque promenade, shopping centers, and restaurants, making life here as vibrant and comfortable as possible.

This complex is the ideal choice for those who value a combination of modern comfort, a prestigious location, and privacy.

Two villas remain for sale at €620,000 and €650,000.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€620,000
Real estate transfer tax
€29,200
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €7,200 (6% × 120,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€30,316
Estimated costs to purchase the propertyTotal: €650,316

Location

What's nearby

  • Restaurant1.6 km
  • AirportTivat Airport11.5 km
  • PortKotor Cruise Pirs7.2 km
  • Sea2.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 2000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€620,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,084/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,185/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,236/mo
Monthly payment
€2,864
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€434,000
Total interest€253,410
Loan amount
€434,000
Total interest
€253,410
Total payment
€687,410

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€620,000
No. 2479