AI Summary

Discover luxury living with this stylish 90 m² two-bedroom apartment, located just steps away from the crystal-clear waters of the Adriatic. Enjoy breathtaking panoramic sea views directly from your living room, while taking advantage of all the benefits of a premium complex: from a private beach and swimming pools to a fitness center and professional property management.

SaleApartmentsResidential complexes#2781
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Объект проверен по кадастру

Apartment in Bar #2781

Current as of July 7, 2026
Bar · Bar Riviera
278 000 €
View: Sea view

Details

Area
90 м²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
3/?
To sea
60 m

Description

A two-bedroom apartment is offered for sale in the Sveti Luka complex — on the shore of the pristine Komina bay with crystal clear water, on the Bar Riviera.

Main features:

  • Area: 90 m²
  • Floor: 3 (lower building)
  • Bedrooms: 2
  • Bathrooms: 3
  • View: direct sea view from the living room and bedroom

About the complex:

  • First line to the sea — 20 m from the water's edge
  • Private equipped beach
  • Two swimming pools — with fresh and sea water
  • Recreational area and lounge zones
  • Fitness center and gym
  • Leisure center, bar, billiards
  • Gated territory with security

Location:

  • Veliki Pijesak beach — about 500 m
  • DEUS restaurant (on the beach) — about 500 m
  • La Baia restaurant — about 800 m
  • Center of Bar — about 10 km
  • Tivat Airport — about 65 km
  • Podgorica Airport — about 55 km

Investment potential:

An apartment with a direct sea view in a first-line complex with developed infrastructure is a format consistently in demand for rentals on the Bar Riviera. The Bar Riviera attracts tourists with its crystal clear sea and a more relaxed atmosphere compared to the Budva Riviera, which ensures stable demand during the tourist season.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
278 000 €
Real estate transfer tax
10 900 €
4 500 € (3% × 150 000) + 6 400 € (5% × 128 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs11 654 €
Estimated costs to purchase the propertyTotal: 289 654 €

Location

What's nearby

  • SchoolOsnovna škola Mrkojevići2.5 km
  • GroceriesCity362 m
  • RestaurantPonta336 m
  • Bus stop845 m
  • ATM2.1 km
  • AirportPodgorica Airport37.7 km
  • PortLuka Bar8.7 km
  • Sea60 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 60 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€278,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,383/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,428/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,451/мес
Monthly payment
€1,284
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€194,600
Total interest€113,626
Loan amount
€194,600
Total interest
€113,626
Total payment
€308,226

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

278 000 €
2781