Living room in an apartment in Bar, Montenegro: bright room with balcony access, sea view, and wooden furniture.

Living room in an apartment in Bar, Montenegro: upholstered furniture, fireplace, tiled floor, and access to a terrace with a sea view.

Living room in an apartment in Bar, Montenegro: modern furniture, stone-finished fireplace, air conditioning, and floor lamp.

Entrance hall with a large built-in wardrobe and a mirror in an apartment in Bar, Montenegro, overlooking a cozy living room.

Kitchen in an apartment in Bar, Montenegro: blue cabinetry, dining table, wooden chairs, and a stained-glass lamp.

Kitchen interior in an apartment in Bar, Montenegro: mint-colored cabinetry, dining area, and a classic-style built-in wardrobe.

Cozy kitchen with blue cabinetry and a dining area in an apartment for sale in Bar, Montenegro.

Cozy classic-style kitchen with blue cabinetry in an apartment, Bar, Montenegro.

Kitchen in an apartment in Bar, Montenegro: blue cabinetry, vintage Gorenje refrigerator, and dining area.

Cozy kitchen in an apartment in Bar, Montenegro: blue cabinetry, vintage refrigerator, and stained-glass chandelier.

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Balcony with a sea view in an apartment, Bar, Montenegro: a table and pink chairs on a terrace with a panoramic view.

View from the apartment balcony in Bar, Montenegro: panoramic view of the Adriatic Sea and the landscaped grounds.

View from the apartment balcony in Bar, Montenegro: panoramic sea view, rocky coastline, and modern glass railings.

View from the apartment balcony in Bar, Montenegro: seaside terrace, stone finishes, panoramic sea view.

Bright bedroom with a double bed and balcony access featuring a sea view in an apartment, Bar, Montenegro.

Bright bedroom with a double bed and furniture in an apartment in Bar, Montenegro, with access to a private bathroom.

Bathroom with a shower cabin and light-colored tiles in an apartment in Bar, Montenegro. View of the bathroom from the hallway.

Bedroom in an apartment in Bar, Montenegro: wooden wardrobe, double bed, view of the bathroom and kitchen.

Cozy bedroom with a double bed and a dark wardrobe in an apartment for sale in Bar, Montenegro.

Bathroom in an apartment in Bar, Montenegro: white sanitary ware, blue tiles, and a water heater.

Bathroom in an apartment in Bar, Montenegro: white bathtub, blue tiles, and chrome shower in the interior.

Bathroom in an apartment in Bar, Montenegro: checkerboard tile flooring, built-in cabinet, and washing machine.

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Verified

Verified against the cadastre

AI Summary

Discover luxury living with this stylish 90 m² two-bedroom apartment, located just steps away from the crystal-clear waters of the Adriatic. Enjoy breathtaking panoramic sea views directly from your living room, while taking advantage of all the benefits of a premium complex: from a private beach and swimming pools to a fitness center and professional property management.

ApartmentsNo. 2781

Verified

Verified against the cadastre

Apartment in Bar No. 2781

Bar · Bar Riviera

€278,000

View: Sea view

Details

Area

90 m²

Rooms

Bedrooms

Bathrooms

Floor

3/?

To sea

60 m

Description

A two-bedroom apartment is offered for sale in the Sveti Luka complex — on the shore of the pristine Komina bay with crystal clear water, on the Bar Riviera.

Main features:

Area: 90 m²
Floor: 3 (lower building)
Bedrooms: 2
Bathrooms: 3
View: direct sea view from the living room and bedroom

About the complex:

First line to the sea — 20 m from the water's edge
Private equipped beach
Two swimming pools — with fresh and sea water
Recreational area and lounge zones
Fitness center and gym
Leisure center, bar, billiards
Gated territory with security

Location:

Veliki Pijesak beach — about 500 m
DEUS restaurant (on the beach) — about 500 m
La Baia restaurant — about 800 m
Center of Bar — about 10 km
Tivat Airport — about 65 km
Podgorica Airport — about 55 km

Investment potential:

An apartment with a direct sea view in a first-line complex with developed infrastructure is a format consistently in demand for rentals on the Bar Riviera. The Bar Riviera attracts tourists with its crystal clear sea and a more relaxed atmosphere compared to the Budva Riviera, which ensures stable demand during the tourist season.

Amenities

Intercom Alarm system Air conditioning Sea View Management company Swimming pool Elevator Fully furnished Terrace First line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €278,000
Real estate transfer tax: €10,900
Notary fees: €754

Possible additional costs

Cadastre applicationsfrom €30
Ownership sheets (listovi) for the dealfrom €7
Sworn translator services· per contract / hourfrom €50

Total required costs€11,654

Estimated costs to purchase the propertyTotal: €289,654

Location

What's nearby

SchoolOsnovna škola Mrkojevići2.5 km
GroceriesCity362 m
RestaurantPonta336 m
Bus stop845 m
ATM2.1 km
AirportPodgorica Airport37.7 km
PortLuka Bar8.7 km
Sea60 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 60 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Apartments

Apartment in Bar No. 2781

Bar · Bar Riviera

€278,000

No. 2781

Aleksandra Shapoval

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€278,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€1,383/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€1,428/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€1,451/mo

Monthly payment

€1,284

Over 240 months · at 5.0% p.a.

Loan amount€194,600

Total interest€113,626

Loan amount

€194,600

Total interest

€113,626

Total payment

€308,226

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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€278,000

No. 2781