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AI Summary

A stylish studio in a 2024 new development — the ideal choice for those who appreciate urban comfort by the sea. The fully furnished apartment with designer renovation, air conditioning, and views of the city and mountains is ready for occupancy or rental. Just 1050 meters from the sea and within walking distance to shopping centers, restaurants, and the waterfront make this purchase truly advantageous.

ApartmentsNo. 2916

Apartment in Bar No. 2916

Current as of October 1, 2026
Bar · Bar Riviera
€100,000
View: City view

Details

Area
27 m²
Rooms
1
Bathrooms
1
Floor
5/10
Year built
2024
To sea
1050 m

Description

We offer for sale a stylish studio apartment for those who value urban comfort by the sea. Warm wood tones, soft LED lighting, and thoughtful details create an atmosphere of calm and coziness, while living within walking distance of shopping centers, restaurants, and the waterfront makes daily life simple and convenient. The apartment is fully move-in ready: you can move in immediately or rent it out without additional investment.

Characteristics:

  • Area: 27 m²
  • Floor: 5
  • New building
  • Luxury furniture and full equipment, designer renovation
  • Kitchen: built-in, with oven and cooktop

Location:

  • HDL Laković Hypermarket — 190 m
  • HDL Retail Park Shopping Center (including Jumbo) — 310 m
  • Voli Supermarket — 470 m
  • Central Mall Shopping Center — 760 m
  • Waterfront and Ritual Restaurant (at the port) — 1.1 km
  • Old Bar — 2.4 km

Investment potential:

A compact luxury-furnished studio is one of the most liquid formats on the Bar market: low entry threshold, minimal maintenance costs, and high demand for both long-term rentals and daily tourist stays. Thanks to the ready-made designer interior, the property requires no additional investment and can generate income immediately after purchase, while its location near major shopping centers, the port, and the waterfront ensures steady tenant interest year-round.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€100,000
Property transfer tax
€3,000
€3,000 (3% × 100,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€3,599
Estimated costs to purchase the propertyTotal: €103,599

Location

What's nearby

  • SchoolAdriatic Open901 m
  • Kindergarten523 m
  • GroceriesTorgovlja drovami s mašin127 m
  • PharmacyTea Medica461 m
  • HospitalOpšta bolnica Bar2.3 km
  • RestaurantBurger King244 m
  • Bus stopDistribucija70 m
  • ATM453 m
  • AirportPodgorica Airport32.0 km
  • PortLuka Bar1.2 km
  • Sea1.1 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1050 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€100,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€497/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€514/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€522/mo
Monthly payment
€462
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€70,000
Total interest€40,873
Loan amount
€70,000
Total interest
€40,873
Total payment
€110,873

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€100,000
No. 2916