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AI Summary

Spacious family apartment with sea views in a new residential complex in the Ilino area of Bar, just a few minutes' walk from Sušanj Beach and the city waterfront. Mornings begin with coffee on the terrace, and evenings with sunsets over the Adriatic. An ideal home for year-round seaside living for a large family or a reliable investment on Montenegro's southern coast.

ApartmentsNo. 2927

Apartment in Bar No. 2927

Current as of October 9, 2026
Bar · Bar Riviera
€349,050
View: Sea view, Mountain view, City view

Details

Area
95.63 m²
Rooms
4
Bedrooms
3
Bathrooms
2
Floor
3/5
Year built
2028
Parking
Yes
To sea
360 m

Description

We offer for sale a spacious family apartment with sea views in a new residential complex in the Ilino area of Bar, just a few minutes' walk from the pine-shaded beach of Sušanj and the city waterfront. There is plenty of room for the whole family: you can start your mornings with coffee on the terrace and spend evenings outdoors watching the sun set into the Adriatic. This is a home for a relaxed seaside life year-round — perfect for a large family, for holidays with loved ones, or as a solid investment on Montenegro’s southern coast.

Features

  • Four-room apartment: three bedrooms and a living room with kitchen
  • Area: 95.63 m², including two terraces
  • Floor: 3rd residential floor
  • View: sea view
  • Completion: April 2028

About the Complex

  • Private gym for residents
  • Inner courtyard with landscaped greenery and a children's playground
  • Facade made of facing and decorative brick, green roofs, open balconies and terraces
  • 24/7 video surveillance and access control
  • About one-third of the plot is open green space
  • Covered and underground parking
  • Optional: turnkey furnishing, apartment maintenance and rental management

Location

  • Aroma Market supermarket — 180 m
  • Anto Djedović Primary School — 300 m
  • Sušanj Beach (Terrazza beach bar) — 340 m

Investment Potential

There are only six three-bedroom apartments in the entire complex of 98 units, and half of them are already sold or booked. Therefore, this sea-view apartment on the ground floor is one of the last remaining in this rare layout. Purchasing at the construction stage locks in the price in advance, and an interest-free installment plan until August 2029 allows you to pay a significant portion of the amount even after receiving the keys.

Amenities

IntercomAir conditioningSea ViewMountain viewCity viewManagement companyGymElevatorTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€349,050
Property transfer tax
€14,452.50
€4,500 (3% × 150,000) + €9,953 (5% × 199,050)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€15,303
Estimated costs to purchase the propertyTotal: €364,353

Location

What's nearby

  • SchoolKompas560 m
  • Kindergarten804 m
  • Groceries101 m
  • PharmacyAndi Farm196 m
  • Restaurant121 m
  • Bus stopŠušanj209 m
  • ATM165 m
  • AirportPodgorica Airport30.8 km
  • PortMarina Bar1.2 km
  • Sea360 m

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 360 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€349,050
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,736/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,793/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,822/mo
Monthly payment
€1,613
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€244,335
Total interest€142,666
Loan amount
€244,335
Total interest
€142,666
Total payment
€387,001

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€349,050
No. 2927