AI Summary

A luxurious 105 m² apartment in Bečići is located just 10 meters from the azure coast of the Adriatic Sea. The spacious layout includes three cozy bedrooms, three living rooms, and two kitchens, making it an ideal choice both for a comfortable family holiday and for a prestigious investment. Enjoy life just steps from the beach in one of the most picturesque corners of Montenegro for EUR 378,000.

Apartment in Bečići No. 690

Bečići · Budva Riviera, Bečići, Montenegro
378 000 €
View: Sea view

Details

Area
105 м²
Bedrooms
3
Bathrooms
2
Parking
Yes
To sea
10 m
Price per m²
3 600 €

Description

An apartment is offered for sale in a stunning complex in Becici. The residential complex “Harmony” consists of ready-to-move-in premium-class apartments located on the first line from the sea in the very center of the Budva Riviera. The complex includes: its own kindergarten for Russian-speaking children, its own medical center, its own fitness center with a swimming pool, as well as a multi-level underground parking garage. The entire complex is secured. The total area of the apartment is 105 m2. Layout: three bedrooms, a kitchen combined with a large living room and kitchen area, two bathrooms, two toilets, and two terraces with stunning sea views. The apartment is fully furnished and equipped with all necessary household appliances. The apartment has a “smart home” system.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
378 000 €
Real estate transfer tax
15 900 €
4 500 € (3% × 150 000) + 11 400 € (5% × 228 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs16 764 €
Estimated costs to purchase the propertyTotal: 394 764 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€378,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,880/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,942/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,973/мес
Monthly payment
€1,746
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€264,600
Total interest€154,498
Loan amount
€264,600
Total interest
€154,498
Total payment
€419,098

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

378 000 €
3 600 €/m²690