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AI Summary

An elegant 79 sq. m apartment in a prestigious residential complex in Budva is located just 50 meters from the azure coastline. The space includes two cozy bedrooms, a bright living room, and three spacious balconies offering stunning views of the sea. This is an ideal choice for those who value comfort and proximity to the city's main resort infrastructure.

ApartmentsNo. 2431

Apartment in Budva No. 2431

Bečići · Budva Riviera
€390,000
View: Sea view

Details

Area
79 m²
Bedrooms
2
Bathrooms
2
Year built
2015
To sea
50 m
Price per m²
€4,937

Description

Spacious Apartment with Panoramic Sea View in the “Harmony” Complex, Budva

In one of the most picturesque and convenient areas of the Budva Riviera, on the border between Budva and Bečići, a stylish and functional apartment is offered for sale in the “Harmony” residential complex. The area is 79 m². The interior is designed according to a custom design project, with every detail carefully thought out — from the ergonomic layout to the high-quality finishes.

The apartment includes a bright living room with a kitchen area, two cozy bedrooms, a guest bathroom, and a spacious shower room. The panoramic windows offer a breathtaking view of the Adriatic Sea. The price includes built-in furniture; the remaining furniture is negotiable individually.

“Harmony” is a modern residential complex located on a hillside with scenic views. It is distinguished by a high standard of construction, thoughtful architecture, and an atmosphere of privacy. The area has an exceptional location: shops, cafes, and a promenade are within walking distance, and Budva Old Town is just a 25-minute leisurely walk away. Nearby is the prestigious Dukley Gardens residential complex, adding extra status and appeal to the area.

This is an ideal place for those who value comfort, aesthetics, and convenience of location. Quiet, safety, clean sea air, and proximity to all necessary infrastructure make “Harmony” an excellent choice both for permanent living and for seasonal holidays.

Budva is Montenegro’s leading resort, known for its developed infrastructure, historic center, beaches, and vibrant cultural life. This city is the perfect combination of nature, lifestyle, and investment potential.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€390,000
Real estate transfer tax
€16,500
€4,500 (3% × 150,000) + €12,000 (5% × 240,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€17,364
Estimated costs to purchase the propertyTotal: €407,364

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten418 m
  • GroceriesBest348 m
  • PharmacyHerbora424 m
  • HospitalDom zdravlja1.8 km
  • RestaurantMoet & Chandon Beach & Bar by Dukley150 m
  • Bus stopZavala168 m
  • ATM624 m
  • AirportTivat Airport17.5 km
  • PortMarina Budva1.7 km
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€390,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,940/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,003/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,035/mo
Monthly payment
€1,802
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€273,000
Total interest€159,403
Loan amount
€273,000
Total interest
€159,403
Total payment
€432,403

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€390,000
€4,937/m²No. 2431