AI Summary

This cozy two-bedroom apartment in Budva is located on the top floor, ensuring peace and quiet with no neighbors above. The terrace offers stunning panoramic views of the sea, mountains, and the city, and the fully furnished space is ready for comfortable living immediately after purchase.

Apartment in Budva #2802

Current as of July 14, 2026
Budva · Budva Riviera
126 000 €
View: Sea view, Mountain view, City view

Details

Area
60 м²
Rooms
3
Bedrooms
2
Bathrooms
0
Floor
3/3
To sea
480 m

Description

We offer for sale a 3-room apartment in Budva, Budva Polje — top floor. The apartment is located in the Budva Polje area, a residential neighborhood within walking distance of almost everything you need.

Key features:

  • Area: 60 m² (one of the rooms was converted from a former terrace)
  • Bedrooms: 2
  • Bathroom: 1
  • Floor: top floor
  • Basement: ~2.5 × 2.5 m, included in the price

About the apartment:

A three-room apartment on the top floor — no neighbors above, with good natural light and quiet. One of the rooms was created by converting a former terrace, which increases the actual area to 60 m². The price also includes a separate basement (~2.5 × 2.5 m) — convenient for storage.

Location — Budva Polje, Budva:

  • supermarket — Slavija, ~10 m
  • restaurant — Stari Ribar, ~35 m
  • hospital — Ordinacija Laboratorija, ~430 m
  • school, ~450 m
  • sea, ~340 m
  • Budva port, ~1.4 km
  • Tivat airport, ~16.5 km

Investment potential:

The additional space from the converted terrace and the separate basement provide significantly more value at the same price — a rare offer for this segment. The top floor with no neighbors above and the central location make the apartment equally attractive for both personal living and renting out.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
126 000 €
Real estate transfer tax
3 780 €
3 780 € (3% × 126 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs4 377 €
Estimated costs to purchase the propertyTotal: 130 377 €

Location

What's nearby

  • SchoolE-Gimnazija967 m
  • KindergartenObdanište43 m
  • GroceriesMac doo budva130 m
  • PharmacyMedicor121 m
  • HospitalDom zdravlja806 m
  • RestaurantChicago street food118 m
  • Bus stopSlavija155 m
  • ATM144 m
  • AirportTivat Airport16.4 km
  • PortMarina Budva1.3 km
  • Sea480 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 480 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€126,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€627/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€647/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€658/мес
Monthly payment
€582
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€88,200
Total interest€51,499
Loan amount
€88,200
Total interest
€51,499
Total payment
€139,699

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

126 000 €
2802