AI Summary

For sale is a cozy 1-bedroom apartment in Tivat, just 210 meters from the sea! Panoramic view of the Bay of Kotor, mountains, and the city from the 2nd floor, fully furnished and ready to move in. Parking space included in the price — an ideal option for comfortable living by the Adriatic.

Apartment in Tivat №2839

Current as of August 21, 2026
Tivat · Bay of Kotor
175 000 €
View: Sea view, Mountain view, City view

Details

Area
44 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
2/3
Year built
2019
Parking
Yes
To sea
210 m

Description

We offer for sale an apartment in Tivat, in an area with direct access to the promenade and views of the Bay of Kotor — one of the most beautiful bays of the Adriatic.

Key features:

  • Area: 44 m²
  • Floor: 2
  • View: panoramic view of the Bay of Kotor
  • Parking space: included
  • Condition: fully furnished, all appliances

About the apartment:

Compact layout for comfortable living — furniture and appliances are already in place, the apartment is ready to move into. It is worth noting the parking space included in the price: for Tivat, where parking can be tricky in season, this is a great advantage.

Location:

  • Supermarket City 50 — about 750 m
  • Restaurant LUMIÈRE BISTROT — about 1.5 km
  • Beach 5C — about 1.1 km
  • iDEA — about 2 km
  • Porto Montenegro — about 2 km
  • Tivat Airport — about 4 km

Investment potential:

An apartment with bay views in the Tivat area near the promenade and restaurants is a convenient option both for permanent residence and for rental. Proximity to Porto Montenegro and Tivat Airport supports steady demand for housing in this area.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
175 000 €
Real estate transfer tax
5 750 €
4 500 € (3% × 150 000) + 1 250 € (5% × 25 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs6 394 €
Estimated costs to purchase the propertyTotal: 181 394 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"625 m
  • Kindergarten1.9 km
  • GroceriesSlatka kuća349 m
  • PharmacyApoteka Latkovich1.1 km
  • RestaurantGiardino222 m
  • Bus stop383 m
  • ATM1.4 km
  • AirportTivat Airport5.8 km
  • PortYacht club Delfin1.0 km
  • Sea210 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 210 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€175,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€871/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€899/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€913/мес
Monthly payment
€808
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€122,500
Total interest€71,527
Loan amount
€122,500
Total interest
€71,527
Total payment
€194,027

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

175 000 €
2839