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AI Summary

Sale of a new apartment in Budva - fully furnished and ready to move in, no one has ever lived here. Bright layout with a separate bedroom, terrace, and air conditioning creates ideal conditions for comfortable living just 1150 meters from the sea.

ApartmentsNo. 2870

Apartment in Budva No. 2870

Current as of August 27, 2026
Budva · Budva Riviera
€136,000
View: Yard view

Details

Area
46 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
2/5
To sea
1150 m

Description

We offer for sale a new apartment in Budva — no one has ever lived in the apartment, it is fully furnished and ready for move-in immediately after the transaction.

Key features:

  • Area: 46 m²
  • Floor: 2 out of 5
  • Bedrooms: 1
  • Condition: new, no one has lived in the apartment, fully furnished with furniture and appliances (dishwasher, refrigerator, washing machine)

About the apartment:

Bright layout with a separate bedroom — everything is designed for comfortable living. Furniture, appliances, and finishes are new, nothing needs to be purchased or redone.

Location:

  • Boka 6 — across the road
  • Market Stella 2 — about 380 m
  • Greco Beach — about 1.5 km
  • Mogren Beach — about 2.1 km

Investment potential:

A new fully furnished apartment in Budva — a ready asset without additional investments. Suitable both for permanent residence and for rental in one of the most sought-after tourist destinations on the Montenegrin coast.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€136,000
Property transfer tax
€4,080
€4,080 (3% × 136,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€4,710
Estimated costs to purchase the propertyTotal: €140,710

Location

What's nearby

  • SchoolE-Gimnazija837 m
  • KindergartenObdanište612 m
  • GroceriesMarket boka 642 m
  • PharmacyTea Medica 27271 m
  • HospitalDom zdravlja983 m
  • RestaurantKuzina266 m
  • Bus stopNova škola289 m
  • ATM269 m
  • AirportTivat Airport15.9 km
  • PortMarina Budva1.8 km
  • Sea1.1 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1150 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€136,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€677/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€699/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€710/mo
Monthly payment
€628
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€95,200
Total interest€55,587
Loan amount
€95,200
Total interest
€55,587
Total payment
€150,787

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€136,000
No. 2870