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AI Summary

A spacious 123 m² apartment in the heart of Budva will become your ideal home just 500 meters from the azure coastline. The apartment features three cozy bedrooms and two bathrooms, and has everything needed for comfortable living for a large family: from a bright living room to a functional kitchen. This is an excellent combination of style, space, and proximity to the sea for the price of 309,000 euros.

ApartmentsNo. 321

Apartment in Budva No. 321

Budva · Budva Riviera, Budva, Montenegro
€309,000
View: Sea view

Details

Area
123 m²
Bedrooms
3
Floor
5/?
Parking
Yes
To sea
500 m
Price per m²
€2,512

Description

Spacious furnished apartment of 123 m2 in the very center of Budva. The successful layout made it possible to accommodate in the apartment: a living room, a kitchen, three bedrooms, two bathrooms, three terraces. The apartment is fully furnished and ready to move in, with video surveillance and a smart home system. When purchasing the apartment, the buyer receives two parking spaces. Distance to the sea is 500 meters.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€309,000
Property transfer tax
€12,450
€4,500 (3% × 150,000) + €7,950 (5% × 159,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€13,253
Estimated costs to purchase the propertyTotal: €322,253

Location

What's nearby

  • SchoolE-Gimnazija532 m
  • KindergartenFiksiklub301 m
  • GroceriesCity20 m
  • PharmacyMogren126 m
  • HospitalDom zdravlja115 m
  • RestaurantYarimci12 m
  • Bus stopCrvena zgrada115 m
  • ATM25 m
  • AirportTivat Airport16.0 km
  • PortMarina Budva943 m
  • Sea500 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€309,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,537/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,587/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,613/mo
Monthly payment
€1,427
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€216,300
Total interest€126,296
Loan amount
€216,300
Total interest
€126,296
Total payment
€342,596

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€309,000
€2,512/m²No. 321