AI Summary

A spacious 123 m² apartment in the heart of Budva will become your ideal home just 500 meters from the azure coastline. The apartment features three cozy bedrooms and two bathrooms, and has everything needed for comfortable living for a large family: from a bright living room to a functional kitchen. This is an excellent combination of style, space, and proximity to the sea for the price of 309,000 euros.

Apartment in Budva No. 321

Budva · Budva Riviera, Budva, Montenegro
309 000 €
View: Sea view

Details

Area
123 м²
Bedrooms
3
Floor
5/?
Parking
Yes
To sea
500 m
Price per m²
2 512 €

Description

Spacious furnished apartment of 123 m2 in the very center of Budva. The successful layout made it possible to accommodate in the apartment: a living room, a kitchen, three bedrooms, two bathrooms, three terraces. The apartment is fully furnished and ready to move in, with video surveillance and a smart home system. When purchasing the apartment, the buyer receives two parking spaces. Distance to the sea is 500 meters.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
309 000 €
Real estate transfer tax
12 450 €
4 500 € (3% × 150 000) + 7 950 € (5% × 159 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs13 235 €
Estimated costs to purchase the propertyTotal: 322 235 €

Location

What's nearby

  • SchoolE-Gimnazija532 m
  • KindergartenFiksiklub301 m
  • GroceriesCity20 m
  • PharmacyMogren126 m
  • HospitalDom zdravlja115 m
  • RestaurantYarimci12 m
  • Bus stopCrvena zgrada115 m
  • ATM25 m
  • AirportTivat Airport16.0 km
  • PortMarina Budva943 m
  • Sea500 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€309,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,537/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,587/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,613/мес
Monthly payment
€1,427
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€216,300
Total interest€126,296
Loan amount
€216,300
Total interest
€126,296
Total payment
€342,596

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

309 000 €
2 512 €/m²321