Living room with kitchen area, green cabinets and grey sofa. Sliding doors lead to a balcony with a view of water and mountains.

Bathroom with beige tiles, white sink, bathtub with shower curtain, and wooden shelf holding toiletries.

Bright bedroom with wooden floor, double bed, bookshelf, and balcony access through a window draped with curtains and fairy lights.

Modern bedroom featuring a wooden bed, large wardrobe with glass doors, and a woven ceiling lamp over light wood flooring.

Bright bedroom with a wooden desk, round mirror, and bookshelf. Curtains are decorated with fairy lights, and part of the bed is visible.

Bedroom with a computer desk, gaming chair, bass guitar on the wall, and a poster. Part of the bed and rug are visible.

Small bedroom featuring a computer desk, black chair, bass guitar on the wall, and a large decorative fan.

Small utility room featuring a wooden cabinet, washing machine, and shelves filled with boxes, tools, and various household items.

Panoramic view of a lake and mountains at sunset. In the foreground, neat bushes with red leaves and a floral arch in the garden.

A wooden wine rack and bookshelves against a corrugated metal wall. A large warm light bulb hangs from the ceiling above a wooden chair in the foreground.

Balcony with wooden table and black chairs under a canopy. View of the lake, mountains, and town.

A cozy balcony with a wooden table and grey chairs. The background shows a body of water, a town on a hillside, and lush green vegetation.

View from terrace to garden, water and mountains. Stone path, greenery, neighboring houses with red roofs against the landscape.

Landscape view of a bay, mountains, and coastal town. Foreground features a manicured garden with palms, bushes, and grass under an overcast sky.

Living room with a green kitchen area, grey sofa, and glass doors opening to a balcony with mountain views.

Bright living room with a grey sofa, round table, and open doors leading to a balcony overlooking a lake and mountains.

Living room with kitchen area, grey sofa, and balcony access offering a sea view.

Terrace with dining table and sunbed under a canopy. View of the sea, mountains, and greenery.

Living room with green kitchen, grey sofa, patterned rug and tripod lamp. Balcony with panoramic view visible through glass doors.

Living room with an open green kitchen, gray sofa, wooden floors, and large glass doors leading to a balcony.

Green kitchen with upper and lower cabinets, stove, oven, and sink on a light countertop under ceiling lights.

Green hill overlooking a bay and mountains. Houses, agave plants, and a grassy path are visible under an overcast sky.

View of a house with a garden, stone path, and round bushes against a backdrop of a steep rocky mountain.

Wooden dining table with chairs, wine rack and decorative posters on the wall under open upper cabinets.

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AI Summary

A cozy two-bedroom apartment with an area of 74 m² in picturesque Dobrota is waiting for its new owners just 500 meters from the azure sea. A spacious living room, a functional kitchen, and bright bedrooms with access to a large terrace and garden create ideal conditions for comfortable living or a profitable investment for EUR 280,000. This is a wonderful opportunity to own property in one of the most beautiful corners of the coast.

ApartmentsNo. 2571

Apartment in Dobrota No. 2571

Current as of August 26, 2026

Dobrota · Bay of Kotor, Sveti Ivan, 85331 Kotor, Montenegro

€285,000

Details

Area

74 m²

Bedrooms

Bathrooms

Floor

2/4

Year built

2021

Parking

Yes

To sea

500 m

Price per m²

€3,784

Description

Apartment with 2 bedrooms and a spacious green terrace overlooking the bay, as well as a private garden.

A cozy and functional apartment is offered with two bedrooms and a spacious green terrace, which offers a pleasant view of the bay. The space is thoughtfully designed down to the smallest detail and is ideal both for year-round living and for a comfortable summer getaway.

The apartment features two bedrooms, two bathrooms, and a wine cellar, making it especially convenient for those who value comfort and practical solutions. The layout and amenities create a cozy atmosphere and allow you to fully enjoy life by the sea.

The complex where the apartment is located offers well-developed infrastructure for leisure and living. During the summer season, there are two swimming pools on the premises, where you can enjoy spending time on warm days.

The promenade and the sea are only about 500 meters away, making it easy to reach the beach, restaurants, and walking area.

One parking space on the complex grounds is provided for apartment owners.

This apartment will be an excellent choice both for personal living and for investment in coastal real estate.

Amenities

Swimming pool City view Mountain view Sea View Intercom Air conditioning Elevator Fully furnished Parking Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €285,000
Real estate transfer tax: €11,250
Notary fees: €754

Possible additional costs

Cadastre applicationsfrom €30
Ownership sheets (listovi) for the dealfrom €7
Sworn translator services· per contract / hourfrom €50

Total required costs€12,004

Estimated costs to purchase the propertyTotal: €297,004

Location

What's nearby

SchoolOsnovna škola "Njegoš"2.6 km
Kindergarten2.5 km
GroceriesMoja Pekara (Kamp)329 m
PharmacyPharmacy "Dobrota"1.6 km
HospitalKotor Psychiatric Hospital995 m
RestaurantBella di Mare264 m
Bus stopKamp324 m
ATM1.9 km
AirportTivat Airport6.2 km
PortKotor Cruise Pirs2.7 km
Sea500 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 500 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Apartments

Apartment in Dobrota No. 2571

Current as of August 26, 2026

Dobrota · Bay of Kotor

€285,000

€3,784/m²No. 2571

Taisia Golovach

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€285,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€1,418/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€1,464/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€1,487/mo

Monthly payment

€1,317

Over 240 months · at 5.0% p.a.

Loan amount€199,500

Total interest€116,487

Loan amount

€199,500

Total interest

€116,487

Total payment

€315,987

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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€285,000

€3,784/m²No. 2571