AI Summary

Spacious two-bedroom apartment with panoramic views of the Bay of Kotor, mountains, and the city, just 280 meters from the sea. Fully furnished residence on the fourth floor with a terrace, air conditioning, and elevator — an ideal option for living or investing in a picturesque coastal area of Montenegro.

Apartment in Dobrota №2821

Current as of August 2, 2026
Dobrota · Bay of Kotor
240 000 €
View: Sea view, Mountain view, City view

Details

Area
62 м²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
4/5
To sea
280 m

Description

We offer for sale a two-bedroom apartment in Dobrota, a picturesque seaside area on the Bay of Kotor, just minutes from Kotor.

Key features:

  • Area: 62 m²
  • Floor: 4 out of 5
  • Bedrooms: 2
  • View: Bay of Kotor
  • Condition: fully furnished

About the apartment:

The fourth floor out of five offers an open view of the Bay of Kotor, one of the most picturesque bays of the Adriatic, surrounded by mountains and medieval settlements. Location:

  • Kotor Old Town — about 2.2 km
  • Dobrota Beach — about 2.5 km
  • City supermarket — about 2.5 km
  • Porto Montenegro — about 11 km
  • Tivat Airport — about 14 km

Investment potential:

A two-bedroom apartment in a modern building in the quiet area of Dobrota is a convenient option both for family living and for renting out. Dobrota attracts those seeking tranquility by the water in one of the most beautiful bays of the Adriatic, while remaining just minutes from Kotor Old Town.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
240 000 €
Real estate transfer tax
9 000 €
4 500 € (3% × 150 000) + 4 500 € (5% × 90 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs9 707 €
Estimated costs to purchase the propertyTotal: 249 707 €

Location

What's nearby

  • SchoolOsnovna škola "Njegoš"1.9 km
  • Kindergarten1.8 km
  • GroceriesM.B. Batrićević Market251 m
  • PharmacyPharmacy "Dobrota"851 m
  • HospitalKotor Psychiatric Hospital368 m
  • RestaurantDobrotski Dvori235 m
  • Bus stop394 m
  • ATMHipotekarna banka1.8 km
  • AirportTivat Airport5.7 km
  • PortKotor Cruise Pirs1.9 km
  • Sea280 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 280 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€240,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,194/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,233/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,253/мес
Monthly payment
€1,109
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€168,000
Total interest€98,094
Loan amount
€168,000
Total interest
€98,094
Total payment
€266,094

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

240 000 €
2821