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AI Summary

Spacious 140 m² apartments with a direct sea view and an exclusive 150 m² terrace, located just 90 meters from the coast, near Porto Novi. The fully furnished apartment features two bedrooms, a study, and three panoramic balconies offering views of the sea, mountains, and city. Two parking spaces and a thoughtful layout make this property an ideal choice for comfortable seaside living.

No. 2975

Apartment in Genovici No. 2975

Current as of November 9, 2026
Djenovici · Bay of Kotor
€460,000
View: Mountain view, Sea view, City view

Details

Area
140 m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
4/?
Parking
Yes
To sea
90 m

Description

Spacious apartments with a direct sea view and an exclusive panoramic terrace in the quiet coastal village of Genovići — just 150 meters from the sea and close to Porto Novi.

Main features:

  • Apartment area: 140 m²
  • Terrace: 150 m² (exclusive use)
  • Layout: 2 bedrooms / kitchen-dining room / study with ensuite bathroom / main bathroom / laundry room
  • Floor: 4th floor
  • View: Sea
  • Balconies: 3 panoramic balconies
  • Parking: 2 parking spaces
  • Furnishing: fully furnished — furniture, household appliances, and computer equipment

About the apartment:

The fourth floor features direct access to the roof and an exclusive 150-square-meter terrace. Three panoramic balconies offer sea views, along with a study with a separate bathroom and a laundry room — thoughtfully designed for a specific lifestyle. All furniture, household appliances, and computer equipment remain with the new owner. Two parking spaces included.

Location:

Genovići is a small coastal village in the Bay of Kotor, near Porto Novi. The tranquility of the bay and picturesque nature are complemented by full infrastructure within walking distance and a short drive away.

  • Distance to the sea: 150 m
  • iDEA supermarket: ~900 m
  • IDEA Gourmet (Porto Novi): ~1.4 km

Investment potential:

Genovići is a village in the Bay of Kotor that has gained additional momentum since the opening of Porto Novi: the marina, restaurants, and Regent hotel have established a new level of infrastructure here. Apartments with an exclusive 150 m² terrace and sea views in this location represent a format that rarely appears on the market.

Amenities

Air conditioningSea ViewCity viewMountain viewFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€460,000
Property transfer tax
€20,000
€4,500 (3% × 150,000) + €15,500 (5% × 310,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€20,961
Estimated costs to purchase the propertyTotal: €480,961

Location

What's nearby

  • SchoolBoka School International537 m
  • Groceries53 m
  • PharmacyMaxima Pharmacy283 m
  • RestaurantNautica172 m
  • Bus stopKod Torte411 m
  • ATMHipotekarna Banka363 m
  • AirportTivat Airport10.5 km
  • PortPortonovi Marina273 m
  • Sea90 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 90 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€460,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,288/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,363/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,401/mo
Monthly payment
€2,125
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€322,000
Total interest€188,014
Loan amount
€322,000
Total interest
€188,014
Total payment
€510,014

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€460,000
No. 2975