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AI Summary

A spacious apartment of 79 m² in picturesque Herceg Novi will be your ideal place for relaxation, offering a cozy living room, two bedrooms, and access to two pools on the premises. Just a few minutes' drive from the sea, this offer combines the comfort of modern living with the tranquility of Mediterranean life at a price of €245,000.

ApartmentsNo. 485

Apartment in Herceg Novi No. 485

Herceg Novi · Bay of Kotor, Herceg Novi, Montenegro
€245,000
View: Sea view

Details

Area
79 m²
Bedrooms
2
Parking
Yes
To sea
3000 m
Price per m²
€3,101

Description

The village of Lučice is a picturesque collection of ancient stone houses with stunning views of the Bay of Kotor and the Adriatic Sea. It is an oasis of tranquility away from the bustling coast. The village has been reconstructed using local natural materials and traditional building methods, representing a blend of old and new—luxury apartments and villas with all modern amenities, surrounded by traditional Montenegrin architecture and mesmerizing sea views. The complex features: a spa with a jacuzzi, sauna, steam room, and massage rooms, a sunbathing terrace with loungers and umbrellas, parking spaces, built-in kitchens with granite countertops and built-in appliances, high-quality finishes including oak parquet and Italian ceramic tiles, air conditioning and underfloor heating, and an infinity pool.

Amenities

Swimming poolSea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€245,000
Property transfer tax
€9,250
€4,500 (3% × 150,000) + €4,750 (5% × 95,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€9,991
Estimated costs to purchase the propertyTotal: €254,991

Location

What's nearby

  • SchoolOsnovna škola “Milan Vuković”1.7 km
  • Kindergarten520 m
  • GroceriesMerkator 3 topla herceg novi268 m
  • Pharmacy371 m
  • HospitalInstitut Dr. Simo Milošević1.6 km
  • Restaurant246 m
  • Bus stop411 m
  • ATMNLB517 m
  • AirportTivat Airport16.9 km
  • PortMarina - Škver857 m
  • Sea3.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 3000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€245,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,219/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,259/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,279/mo
Monthly payment
€1,132
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€171,500
Total interest€100,138
Loan amount
€171,500
Total interest
€100,138
Total payment
€271,638

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€245,000
€3,101/m²No. 485