AI Summary

A cozy 53 m² apartment in the modern Adriamontenegro complex in Herceg Novi is an excellent option for living and investment. Fully furnished, it includes one bedroom, a terrace, a 16 m² garden for exclusive use, parking, and pleasant views of the river, forest, and garden, while the sea is only 1,300 m away.

SaleResidential complexesApartments#2626
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Apartment in Herceg Novi No. 2626

Herceg Novi · Bay of Kotor
119 000 €
View: River view, Forest view, Yard view, Garden view

Details

Area
53 м²
Rooms
2
Bedrooms
1
Bathrooms
1
0
Year built
2024
Parking
Yes
To sea
1300 m

Description

We offer for sale a cozy apartment with a total area of 53 m², located on the first floor of the Adriamontenegro residential complex. The property is fully ready for living and is ideal both for personal use and as an investment.

Main features:

  • Area: 53 m²
  • Internal area: 37 m²
  • Garden: 16 m² (registered as an exclusive use right)
  • Floor: first (prizemlje)
  • Layout: living room, bedroom, terrace
  • View: river
  • Parking: included in the price
  • Buyer is exempt from paying the 3% tax

About the complex:

The modern Adriamontenegro residential complex is located in a green area near a mountain river, creating a peaceful and private living atmosphere.

Residents of the complex have access to:

  • three swimming pools for adults and a separate children's pool
  • recreation and barbecue areas
  • children's playground
  • landscaped grounds with greenery

The complex is managed by a property management company responsible for maintenance of the grounds, security, and technical servicing.

Location:

The area combines a peaceful atmosphere with proximity to key everyday amenities. Adriamontenegro complex, first line by the river:

  • Supermarket — 3–5 minutes on foot.
  • Pharmacies and everyday shops — 3–5 minutes on foot.
  • Cafés and restaurants — within walking distance (up to 5 minutes).
  • Tivat city center — about 5–10 minutes by car.
  • Porto Montenegro — about 5–10 minutes by car.

Investment potential:

The property is a profitable investment thanks to its move-in readiness, furnished condition, and parking space, as well as the absence of a purchase tax. Suitable for rental and generating stable income.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
119 000 €
Real estate transfer tax
3 570 €
3 570 € (3% × 119 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs4 151 €
Estimated costs to purchase the propertyTotal: 123 151 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€119,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€592/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€611/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€621/мес
Monthly payment
€550
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€83,300
Total interest€48,638
Loan amount
€83,300
Total interest
€48,638
Total payment
€131,938

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

119 000 €
2626