AI Summary

A two-level duplex apartment with an area of 85 m² in Đenovići, just 180 meters from the sea, is offered for sale in a modern building under construction near Portonovi. The layout with 2 bedrooms, a terrace, an attic, and an underground garage, as well as views of the sea, mountains, and the city, make this property an excellent choice for comfortable living and отдых.

Apartment in Herceg Novi No. 2627

Djenovici · Bay of Kotor
340 000 €
View: Sea view, Mountain view, City view

Details

Area
85 м²
Rooms
4
Bedrooms
2
Bathrooms
1
Year built
2026
Parking
Yes
To sea
180 m

Description

A duplex apartment is offered for sale in a residential building under construction in the Đenovići area, in the immediate vicinity of the Portonovi complex.

The apartment includes two levels with a functional division into living and sleeping areas, a terrace, attic space, as well as an underground garage with a storage room.

Main features:

  • Type: apartment (duplex)
  • Area: 85 m²
  • Additional: attic
  • Floors: two levels (duplex)
  • Bedrooms: 2
  • Bathrooms: 2
  • Terrace: yes
  • Garage: underground, with storage room
  • Stage: under construction Completion date: June 2026

About the apartment:

The apartment is a two-level space with a convenient and functional layout.

The first level features a living room with a kitchen and dining area, as well as a bathroom. The space is suitable for everyday living and entertaining guests.

The second level contains the sleeping area, including two bedrooms, a bathroom, and access to the terrace. An attic room is also provided, which can be used as additional auxiliary space.

The apartment is equipped with underfloor heating, air conditioners, and shutters (škure).

Location:

The property is located in the Đenovići area, near the coast and the Portonovi complex.

  • To the sea — about 180 m
  • To the promenade — within walking distance
  • Portonovi — 2 minutes on foot

The area combines a peaceful residential atmosphere with proximity to modern infrastructure.

Investment potential:

The apartment is attractive both for personal living and as an investment thanks to its duplex format, terrace and garage, as well as its location near Portonovi and within walking distance of the sea. Completion of construction in 2026 makes the property promising in terms of value growth.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
340 000 €
Real estate transfer tax
14 000 €
4 500 € (3% × 150 000) + 9 500 € (5% × 190 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs14 817 €
Estimated costs to purchase the propertyTotal: 354 817 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 180 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€340,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,691/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,747/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,774/мес
Monthly payment
€1,571
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€238,000
Total interest€138,967
Loan amount
€238,000
Total interest
€138,967
Total payment
€376,967

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

340 000 €
2627