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AI Summary

Cozy apartment of 43 m² in the Adria residential complex in Herceg Novi with a terrace and stunning sea and mountain views. Fully furnished, equipped with air conditioning and alarm system, the building has an elevator and a swimming pool. An ideal place for a quiet life amidst greenery and fresh air.

No. 2695
Verified
Verified against the cadastre

Apartment in Herceg Novi No. 2695

Herceg Novi · Bay of Kotor
€149,000
Price reduced −4%
€156,000→ €149,000
View: Forest view, Yard view, Garden view, Mountain view, Sea view

Details

Area
43 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
3/4
Year built
2024

Description

We offer for sale a cozy apartment in the Adria residential complex in Herceg Novi — one of the greenest and most peaceful towns on the coast. The rhythm here is completely different: less noise, more air, pine trees, the sea, and a feeling that you are living not in a tourist town, but somewhere between the Adriatic and a forest.

Key features: 

  • Area: 43 m²
  • Floor: 3rd out of 4
  • Bedrooms: 1
  • Bathrooms: 1
  • Terrace with forest and sea views 
  • Fully furnished

About the apartment:

The interior is done in calm, light shades — the apartment looks neat and very "livable," without the feel of a temporary rental. The spacious living room is combined with the kitchen and dining area. The kitchen is fully equipped with appliances and storage space.

The bedroom is separate, with a window overlooking the green part of the complex. The apartment has plenty of natural light, and thanks to the surrounding trees, it stays pleasantly cool even in summer.

The bathroom is spacious, with a water heater, bathtub, and washing machine.

About the Adria complex:

The residential complex is located in a quiet part of Herceg Novi, away from dense tourist development. The grounds feature well-maintained relaxation areas, a swimming pool, and landscaping. The complex itself feels more like a closed Mediterranean residence than a typical apartment building.

Location:

  • Sea and promenade — about 10 minutes on foot
  • Old Town of Herceg Novi — about 10 minutes by car
  • Shops, cafes, and bakeries — nearby
  • Tivat Airport — about 40 minutes
  • Dubrovnik Airport — about 45 minutes

The area is suitable for those seeking peace and green surroundings but who do not want to live far from the sea and urban infrastructure.

Investment potential: 

The apartment is well-suited both for personal residence and for rental — Herceg Novi remains one of the most sought-after cities for long-term vacations and seaside living.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€149,000
Real estate transfer tax
€4,470
€4,470 (3% × 149,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€5,082
Estimated costs to purchase the propertyTotal: €154,082

Location

What's nearby

  • SchoolOsnovna škola “Milan Vuković”2.9 km
  • Kindergarten944 m
  • Groceries592 m
  • Pharmacy695 m
  • HospitalInstitut Dr. Simo Milošević967 m
  • RestaurantThe Godfather661 m
  • Bus stopIGALO "HTL VOJVODINA"722 m
  • ATM695 m
  • AirportTivat Airport18.0 km
  • PortMarina - Škver1.8 km
  • Sea706 m

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€149,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€741/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€765/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€778/mo
Monthly payment
€688
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€104,300
Total interest€60,900
Loan amount
€104,300
Total interest
€60,900
Total payment
€165,200

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€149,000
No. 2695