AI Summary

Discover the comfort of seaside living in this spacious, furnished 100 m² apartment in the heart of Igalo. Enjoy breathtaking panoramic views of the sea, mountains, and city from your private terrace, while living in a modern complex with well-developed infrastructure.

Apartment in Herceg Novi #2776

Current as of June 27, 2026
Igalo · Bay of Kotor
362 391 €
View: Sea view, Mountain view, City view

Details

Area
100 м²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
2/?
Year built
1800
To sea
270 m

Description

We offer for sale a two-bedroom apartment in a new residential complex in the Igalo area — one of the most comfortable parts of Herceg Novi for year-round living by the sea.

Main features:

  • Area: 100 m²
  • Floor: 2
  • Bedrooms: 2
  • Bathrooms: a bathroom and a separate toilet
  • The apartment is fully furnished with high-quality furniture and appliances.
  • View: Sea, mountains, and city 

About the complex:

  • The residential complex is located on a relatively flat plot, which is a rarity for the Herceg Novi coast.
  • Located next to the Dr. Simo Milošević Institute.
  • Some residences are oriented towards the sea and the green part of the valley.
  • Modern engineering systems, functional layouts.
  • Large windows oriented for natural light.

Location:

  • The sea and the Igalo promenade are a few minutes' walk away.
  • Dr. Simo Milošević Institute is next to the complex.
  • Restaurants, cafes, and shops are in the Igalo area.
  • Herceg Novi center is about 3 km away.
  • Portonovi Resort is about 9 km away.
  • Tivat Airport is about 25 km away.
  • Dubrovnik Airport is about 30 km away.

Investment potential:

Igalo and Herceg Novi remain among the most sought-after areas on the Montenegrin coast due to their mild climate, year-round infrastructure, and stable rental demand. The proximity to the Igalo Institute, the promenade, and Portonovi makes the apartment an attractive option both for personal living and as an investment in seaside real estate.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
362 391 €
Real estate transfer tax
15 120 €
4 500 € (3% × 150 000) + 10 620 € (5% × 212 391)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs15 968 €
Estimated costs to purchase the propertyTotal: 378 359 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 270 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€362,391
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,803/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,862/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,891/мес
Monthly payment
€1,674
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€253,674
Total interest€148,119
Loan amount
€253,674
Total interest
€148,119
Total payment
€401,793

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

362 391 €
2776