Skip to content

AI Summary

Cozy fully furnished apartment on the top floor in Igalo, just 510 meters from the sea. Enjoy panoramic views of the sea, mountains, and the city from two terraces, including an open area for evening sunsets. Modern condition, new appliances under warranty, and a thoughtful layout make this property ideal for living or investment.

No. 2876

Apartment in Herceg Novi No. 2876

Current as of September 8, 2026
Igalo · Bay of Kotor
€137,000
View: Sea view, Mountain view, City view

Details

Area
42 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
3/3
To sea
510 m

Description

We offer for sale a fully furnished one-bedroom apartment on the top floor of a small residential building in Igalo — with a sea view from the terrace. 

Key features:

  • Internal area: 42 m²
  • Total area including terraces: 57 m²
  • Floor: top (attic)
  • Bedrooms: 1
  • Bathrooms: 1
  • Terraces: 2 — open 6 m² with sea view, glazed 9 m²
  • Condition: fully furnished, everything new — 16 months
  • Appliances: under warranty

About the apartment:

Attic floor with concrete roof — the most reliable option for such a number of floors: slopes only at the edges, the rest of the ceiling is flat. Large built-in wardrobes in the bedroom and hallway. The apartment is dry, no dampness. A 1-minute walk from the main road via stairs.

Location:

  • VOLI — about 700 m
  • iDEA — about 750 m
  • Herceg Novi beach — about 1.8 km
  • Herceg Novi Old Town — about 2 km
  • Tivat Airport — about 30 km
  • Dubrovnik Airport — about 30 km

Investment potential:

Igalo is a well-known resort area of Herceg Novi with a promenade, mild climate, and steady tourist flow. A fully move-in ready apartment with a sea view and clean title — a convenient option both for personal vacations and for rental.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€137,000
Real estate transfer tax
€4,110
€4,110 (3% × 137,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€4,722
Estimated costs to purchase the propertyTotal: €141,722

Location

What's nearby

  • KindergartenNaša radost299 m
  • Groceries264 m
  • Pharmacy367 m
  • HospitalInstitut Dr. Simo Milošević467 m
  • RestaurantMrak350 m
  • Bus stop146 m
  • ATM372 m
  • AirportTivat Airport18.6 km
  • PortMarina - Škver2.1 km
  • Sea510 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 510 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€137,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€682/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€704/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€715/mo
Monthly payment
€633
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€95,900
Total interest€55,995
Loan amount
€95,900
Total interest
€55,995
Total payment
€151,895

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€137,000
No. 2876