AI Summary

Просторная квартира площадью 100 м² в Кумборе, в новом доме всего в 700 м от моря, идеально подойдет для комфортной жизни и отдыха. Три спальни, большая терраса с панорамным видом на море и горы, современная планировка, лифт, кондиционер и управляющая компания делают это предложение особенно привлекательным.

Apartment in Herceg Novi No. 2621

Kumbor · Bay of Kotor
275 000 €
View: Sea view, Mountain view

Details

Area
100 м²
Rooms
4
Bedrooms
3
Bathrooms
1
Floor
3/4
To sea
700 m

Description

We offer for sale a spacious 100 m² apartment with three bedrooms, located in a new residential building in Herceg Novi.

The apartment features modern architecture, a well-thought-out layout, and impressive panoramic views of the Bay of Kotor. The spacious living room with a kitchen area opens onto a large terrace, offering wide views of the sea and the green surroundings.

Main features:

  • Area: 100 m²
  • Bedrooms: 3
  • Bathrooms: 1 bathroom + 1 guest toilet
  • Terrace: spacious with panoramic sea views
  • Condition: new building, finished interior

About the apartment:

The apartment is designed in a modern minimalist style using high-quality materials. The spacious living room is combined with the kitchen area, creating a comfortable open-plan space. Panoramic sliding windows provide maximum natural light and visually enlarge the space. The layout includes three bedrooms, a bathroom, a separate guest toilet, and a large terrace. Air conditioners are installed, and the finishing is done in light neutral tones, making it easy to adapt the interior to any style.

Location:

The apartment is located in Herceg Novi, in a quiet residential area with convenient access to all infrastructure.

  • Beach and promenade — about 800–1200 m
  • Supermarkets — 300–600 m
  • Cafes and restaurants — within walking distance

The area is ideal both for permanent living and for holidays.

Investment potential:

Spacious three-bedroom apartments with sea views in Herceg Novi are in high demand on the real estate market, making this property attractive for long-term investment and rental, especially during the tourist season, ensuring stable income and capital appreciation.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
275 000 €
Real estate transfer tax
10 750 €
4 500 € (3% × 150 000) + 6 250 € (5% × 125 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs11 504 €
Estimated costs to purchase the propertyTotal: 286 504 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 700 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€275,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,368/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,413/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,435/мес
Monthly payment
€1,270
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€192,500
Total interest€112,400
Loan amount
€192,500
Total interest
€112,400
Total payment
€304,900

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

275 000 €
2621