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AI Summary

In one of the most beautiful corners of the Bay of Kotor — in picturesque Kostanjica — an exclusive two-bedroom apartment is offered for sale in a luxury residential complex designed in an authentic Mediterranean style. The complex is located right on the seafront and has its own equipped

No. 2445

Apartment in Kostanjica No. 2445

Current as of September 17, 2026
Kostanica · Bay of Kotor
€368,000
View: Sea view

Details

Area
92 m²
Bedrooms
2
Bathrooms
1
Floor
3/3
Year built
2015
Parking
Yes
To sea
100 m
Price per m²
€3,804

Description

In one of the most beautiful corners of the Bay of Kotor — in picturesque Kostanjica — an exclusive two-bedroom apartment is offered for sale in a luxury residential complex built in an authentic Mediterranean style. The complex is located right on the seafront and has its own equipped beach with a beach bar, making it an ideal place both for relaxation and for year-round living.

The 92 m² apartment is located on the third floor and includes two cozy bedrooms, a spacious living room, a fully equipped kitchen, a dining area, a bathroom, and a magnificent 20 m² terrace. The terrace offers a breathtaking panoramic view of the sea, the Bay of Kotor, and the famous island of Our Lady of the Rocks.

The residential complex offers its residents many amenities and leisure options: a large 20 x 6 m seawater swimming pool, a tennis court, a club with a sauna, billiards, table tennis, and a bar, as well as a restaurant and a shop on the premises. Parking is provided directly in front of the building for residents.

This is a unique offer for those looking for high-end real estate in one of the most prestigious locations in Montenegro, with direct access to the sea and a full range of services on the complex grounds.

There is also an apartment of 103 m² with 3 bedrooms in the complex for 443,000 euros

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€368,000
Real estate transfer tax
€15,400
€4,500 (3% × 150,000) + €10,900 (5% × 218,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€16,248
Estimated costs to purchase the propertyTotal: €384,248

Location

What's nearby

  • Groceries99 m
  • RestaurantKonoba Ribar461 m
  • Bus stop746 m
  • ATM1.7 km
  • AirportTivat Airport9.4 km
  • PortKamenari1.6 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€368,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,831/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,890/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,921/mo
Monthly payment
€1,700
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€257,600
Total interest€150,411
Loan amount
€257,600
Total interest
€150,411
Total payment
€408,011

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€368,000
€3,804/m²No. 2445