Balcony with white furniture and panoramic views of the mountains and the city of Kotor, Montenegro. Apartment No. 2562 with a terrace.

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Cozy bedroom with a double bed in an apartment in Kotor, Montenegro, with greenery views from panoramic windows.

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Modern living room in an apartment in Kotor, Montenegro: blue sofa, armchair, panoramic windows with mountain views.

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Modern kitchen in an apartment in Kotor, Montenegro: light cabinetry, a breakfast bar with dark stools, and built-in appliances.

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Modern kitchen with a breakfast bar in an apartment, Kotor, Montenegro: light cabinets, dark countertop, and stylish decor.

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Living room in an apartment in Kotor, Montenegro: blue sofa, armchair, panoramic windows with mountain views, and a terrace.

Balcony with panoramic views of the mountains and the city of Kotor, Montenegro: a table with wine and a book, modern furniture.

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AI Summary

An exquisite 73 sq. m apartment in a prestigious residential complex in Kotor is located just 100 meters from the azure coastline. Spacious apartments with two cozy balconies and a well-thought-out layout will be an ideal place for comfortable living or a profitable investment on the Montenegrin coast. The property price is 295,839 euros.

Sale Apartments#2562

Apartment in Kotor No. 2562

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro

295 839 €

View: Mountain view

Details

Area

73 м²

Rooms

Bedrooms

Bathrooms

Floor

1/5

Year built

2023

Parking

Yes

To sea

100 m

Price per m²

4 053 €

Description

We offer for sale a 1-bedroom apartment, 73 m², with panoramic glazing and views of the mountain ranges.

Interior and technological solutions:

Intelligent comfort:

Underfloor heating system throughout
Electronic blinds
High-speed fiber-optic internet

Bathrooms:Two shower rooms

The complex is located near key points of the Bay of Kotor:

Kotor Old Town (UNESCO) — 4 km (~7 minutes)
Tivat and Porto Montenegro — 7 km (~10–12 minutes)
Tivat International Airport — 3.5 km (~6 minutes)
Beaches of the Bay of Kotor and Luštica — 10–15 minutes
Voli and HDL Laković hypermarkets — up to 5 minutes
International schools — in the immediate vicinity

This location makes the property especially attractive for tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property hashigh income potential:

short-term rental during the tourist season
long-term rental for residents and employees of international companies
capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

City view Mountain view Intercom Air conditioning Elevator Fully furnished Parking Reception Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: 295 839 €
Real estate transfer tax: 11 792 €
Notary fees: 770 €

Possible additional costs

Cadastre applicationsfrom 30 €
Ownership sheets (listovi) for the dealfrom 7 €
Sworn translator services· per contract / hourfrom 50 €

Total required costs12 562 €

Estimated costs to purchase the propertyTotal: 308 401 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Sale Apartments

Apartment in Kotor No. 2562

Kotor · Bay of Kotor

295 839 €

4 053 €/m²№ 2562

Slava Maevski

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€295,839

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Ставки банков

Beta · still being polished

CKB Bankлучшая

фикс. на 5 лет · 7 дн

5.9%

€1,472/мес

NLB Banka

плавающая Euribor + 4.2% · 10 дн

6.3%

€1,520/мес

Erste Bank

фикс. на 3 года · 14 дн

6.5%

€1,544/мес

Monthly payment

€1,367

Over 240 months · at 5.0% p.a.

Loan amount€207,087

Total interest€120,917

Loan amount

€207,087

Total interest

€120,917

Total payment

€328,004

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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295 839 €

4 053 €/m²№ 2562