Balcony with white chairs and table overlooking mountains and town. Wine and book on the table.

Modern bathroom featuring a white rectangular vessel sink, a glass-enclosed shower with chrome fixtures, and beige stone tiles on the walls.

Modern bedroom featuring grey curtains, a blue velvet armchair, and a bed with floral bedding near the window.

Modern bedroom featuring a double bed with a grey headboard and floral patterned bedding near windows.

Cozy bedroom with a double bed in floral bedding and grey curtains framing windows overlooking trees.

Modern bedroom with a floral bed, blue velvet armchair, wooden window, and black side table.

A hallway with a white wall and a mirrored wardrobe door. In the adjacent room, a sink, mirror, and washing machine are visible on grey flooring.

Bright living room with a turquoise chair and blue sofa. A table holds fruit and books. A mountain view is visible through the window.

Modern living room featuring a blue sofa, grey coffee table, and bar counter with stools against a white wall.

Modern living room with a blue sofa, turquoise armchair, and coffee table. Large wooden-framed windows offer a scenic view of the mountains.

Modern kitchen with a black countertop, white cabinets, and four dark bar stools set for dining.

Modern kitchen with white cabinets, dark countertop, and bar stools. Built-in oven and microwave are visible on the right side.

Modern kitchen with white cabinets, black countertop, and bar stools next to a blue sofa in an open plan layout.

Modern kitchen with white cabinets, dark countertop, and a bar counter with stools.

Modern open-plan living area with a blue sofa, black bar table, and white kitchen cabinets.

Modern living room with a blue sofa, teal armchair, and mountain view through large glass sliding doors.

Two grey chairs and a round table with a book and wine bottle on a balcony overlooking mountains and city.

Modern living room with a blue armchair by the window and light walls, viewed from the hallway.

Modern bathroom featuring a glass shower enclosure, wall-mounted toilet, and chrome heated towel rail against beige tiled walls.

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AI Summary

An exquisite 73 sq. m apartment in a prestigious residential complex in Kotor is located just 100 meters from the azure coastline. Spacious apartments with two cozy balconies and a well-thought-out layout will be an ideal place for comfortable living or a profitable investment on the Montenegrin coast. The property price is 295,839 euros.

ApartmentsNo. 2562

Apartment in Kotor No. 2562

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro

€295,839

View: Mountain view

Details

Area

73 m²

Rooms

Bedrooms

Bathrooms

Floor

1/5

Year built

2023

Parking

Yes

To sea

100 m

Price per m²

€4,053

Description

We offer for sale a 1-bedroom apartment, 73 m², with panoramic glazing and views of the mountain ranges.

Interior and technological solutions:

Intelligent comfort:

Underfloor heating system throughout
Electronic blinds
High-speed fiber-optic internet

Bathrooms:Two shower rooms

The complex is located near key points of the Bay of Kotor:

Kotor Old Town (UNESCO) — 4 km (~7 minutes)
Tivat and Porto Montenegro — 7 km (~10–12 minutes)
Tivat International Airport — 3.5 km (~6 minutes)
Beaches of the Bay of Kotor and Luštica — 10–15 minutes
Voli and HDL Laković hypermarkets — up to 5 minutes
International schools — in the immediate vicinity

This location makes the property especially attractive for tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property hashigh income potential:

short-term rental during the tourist season
long-term rental for residents and employees of international companies
capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

City view Mountain view Intercom Air conditioning Elevator Fully furnished Parking Reception Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €295,839
Real estate transfer tax: €11,792
Notary fees: €770

Possible additional costs

Cadastre applicationsfrom €30
Ownership sheets (listovi) for the dealfrom €7
Sworn translator services· per contract / hourfrom €50

Total required costs€12,562

Estimated costs to purchase the propertyTotal: €308,401

Location

What's nearby

SchoolGradska Muzika Kotor1.2 km
Kindergarten1.4 km
GroceriesFranca446 m
PharmacyApoteka Tea Medica 28859 m
HospitalOpšta bolnica Kotor400 m
RestaurantBahus479 m
Bus stop460 m
ATM554 m
AirportTivat Airport3.3 km
PortKotor Cruise Pirs1.0 km
Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Apartments

Apartment in Kotor No. 2562

Kotor · Bay of Kotor

€295,839

€4,053/m²No. 2562

Slava Maevski

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€295,839

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€1,472/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€1,520/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€1,544/mo

Monthly payment

€1,367

Over 240 months · at 5.0% p.a.

Loan amount€207,087

Total interest€120,917

Loan amount

€207,087

Total interest

€120,917

Total payment

€328,004

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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€295,839

€4,053/m²No. 2562