AI Summary

Luxurious apartments with an area of 129 m² just 70 meters from the azure sea in picturesque Kumbor. This is the perfect combination of comfort and style: a spacious layout with two bedrooms and high-quality finishes create an atmosphere of elite resort living right at your doorstep.

SaleApartments#1100

Apartment in complex, Kumbor №1100

Kumbor · Bay of Kotor, Kumbor, Montenegro
956 000 €
View: Sea view

Details

Area
129 м²
Bedrooms
2
Bathrooms
2
Floor
2/4
Year built
2017
Parking
Yes
To sea
70 m
Price per m²
7 411 €

Description

A luxurious apartment in the magnificent Porto Novi complex in Kumbor is offered for sale. The total area of the apartment is 129 m2. The layout of the apartment includes: a kitchen combined with a living and dining area, two bathrooms, two bedrooms, one guest toilet, and a terrace with a stunning sea view. The apartment is located on the second floor of a four-story building. The distance to the sea is 70 meters.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
956 000 €
Real estate transfer tax
49 360 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 27 360 € (6% × 456 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs50 822 €
Estimated costs to purchase the propertyTotal: 1 006 822 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 70 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€956,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€4,756/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€4,911/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€4,989/мес
Monthly payment
€4,416
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€669,200
Total interest€390,742
Loan amount
€669,200
Total interest
€390,742
Total payment
€1,059,942

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

956 000 €
7 411 €/m²№ 1100