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AI Summary

Luxurious apartments with an area of 129 m² just 70 meters from the azure sea in picturesque Kumbor. This is the perfect combination of comfort and style: a spacious layout with two bedrooms and high-quality finishes create an atmosphere of elite resort living right at your doorstep.

ApartmentsNo. 1100

Apartment in complex, Kumbor No. 1100

Kumbor · Bay of Kotor, Kumbor, Montenegro
€956,000
View: Sea view

Details

Area
129 m²
Bedrooms
2
Bathrooms
2
Floor
2/4
Year built
2017
Parking
Yes
To sea
70 m
Price per m²
€7,411

Description

A luxurious apartment in the magnificent Porto Novi complex in Kumbor is offered for sale. The total area of the apartment is 129 m2. The layout of the apartment includes: a kitchen combined with a living and dining area, two bathrooms, two bedrooms, one guest toilet, and a terrace with a stunning sea view. The apartment is located on the second floor of a four-story building. The distance to the sea is 70 meters.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€956,000
Property transfer tax
€49,360
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €27,360 (6% × 456,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€50,840
Estimated costs to purchase the propertyTotal: €1,006,840

Location

What's nearby

  • SchoolAdriatic School310 m
  • GroceriesMini market303 m
  • PharmacyMaxima Pharmacy1.3 km
  • HospitalVojna bolnica2.8 km
  • RestaurantRestoran Olimpija298 m
  • Bus stopOlympia272 m
  • ATM377 m
  • AirportTivat Airport12.0 km
  • PortPortonovi Marina1.5 km
  • Sea70 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 70 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€956,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,756/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,911/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,989/mo
Monthly payment
€4,416
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€669,200
Total interest€390,742
Loan amount
€669,200
Total interest
€390,742
Total payment
€1,059,942

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€956,000
€7,411/m²No. 1100