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AI Summary

Exclusive studio 51 m² in the premium Horizon area of the Luštica Bay complex with panoramic views of the sea, mountains, and city. Private terrace, pool, gym, and 24-hour security make this property ideal for seaside living or profitable investment.

Residential complexesNo. 2664

Apartment in Luštica No. 2664

Lustica
€580,000
View: Sea view, Mountain view, City view

Details

Area
51.14 m²
Rooms
1
Bathrooms
1
Year built
2027
Horizon
Part of projectResidential complex

Horizon

Lustica
2 units in the project
Open
Inside the project

Description

We offer for sale a modern studio in the new premium district Horizon within Luštica Bay — one of the most prestigious coastal projects in Montenegro. The residence is located on a hill and offers open panoramic views of the Adriatic Sea, the marina, and the natural landscapes of the Luštica Peninsula.

 

Features: 

  • Type: Studio
  • Area: 51.14 m²
  • Number of bathrooms: 1
  • Terrace with sea view

The residence is an excellent option both for personal living by the sea and for investment with high rental potential thanks to the Luštica Bay infrastructure and the limited number of properties in Horizon.

Residence features: 

  • panoramic view of the Adriatic Sea
  • spacious terrace
  • panoramic glazing
  • modern Mediterranean architecture
  • natural premium materials
  • open kitchen and dining area
  • high level of privacy
  • access to Luštica Bay infrastructure

Complex infrastructure:

  • marina with a promenade
  • 5-star hotel The Chedi Luštica Bay
  • restaurants, cafes, and boutiques
  • golf club and golf academy
  • spa center and wellness infrastructure
  • tennis and padel courts
  • sports fields and outdoor fitness areas
  • pedestrian and cycling routes
  • private beaches and beach clubs
  • 24/7 security and video surveillance
  • concierge service and property management services

Amenities

IntercomReceptionAlarm systemAir conditioningCity viewMountain viewSea ViewManagement companySwimming poolGymElevatorTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€580,000
Property transfer tax
€26,800
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €4,800 (6% × 80,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€27,887
Estimated costs to purchase the propertyTotal: €607,887

Location

What's nearby

  • GroceriesCity1.1 km
  • RestaurantCiao Bella Gelateria332 m
  • Bus stop169 m
  • ATM1.8 km
  • AirportTivat Airport5.4 km
  • PortAeroport Marina4.3 km
  • Sea351 m

Video2

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€580,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,885/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,979/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,027/mo
Monthly payment
€2,679
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€406,000
Total interest€237,061
Loan amount
€406,000
Total interest
€237,061
Total payment
€643,061

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€580,000
No. 2664