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AI Summary

Exclusive 3-bedroom apartment in the prestigious Heights area of the Luštica Bay complex. Panoramic sea, mountain, and city views from your own terrace of 107.94 m². Modern Mediterranean architecture, underground parking, and full resort infrastructure — an ideal family nest at the construction stage.

Residential complexesNo. 2671

Apartment in Luštica No. 2671

Lustica
€862,000
View: Sea view, Mountain view, City view

Details

Area
107.94 m²
Rooms
4
Bedrooms
3
Bathrooms
2
Year built
2028
Parking
Yes
Heights
Part of projectResidential complex

Heights

Lustica
4 units in the project
Open
Inside the project

Description

We offer for sale a 3-bedroom apartment in the Heights district, Luštica Bay — a new residential area located on the heights between Centrale and Montenegro's first championship Gary Player Design golf course. The residence combines modern Mediterranean architecture, a functional family layout, and panoramic views of the Luštica Peninsula's nature.

Key features:

  • Area: 107.94 m²
  • Bedrooms: 3
  • Bathrooms: 2.5
  • Sold at the construction stage

About the apartment:

A spacious living room is combined with an open-plan kitchen and dining area and has access to the terrace. The apartment includes a master bedroom with its own bathroom, two additional bedrooms, a separate bathroom, and a guest toilet. Finishes use natural materials, built-in Nolte kitchens with integrated appliances, heated floors in bathrooms, and a no-draft air conditioning system.

About the Heights district:

The district features:

  • a large private pool
  • a children's pool
  • landscaped gardens with olive trees and lavender
  • yoga and relaxation spaces
  • a fitness area
  • underground parking and open parking spaces

Owners of apartments in Heights receive access to all Luštica Bay infrastructure:

  • a marina with a promenade
  • the 5-star hotel The Chedi Luštica Bay
  • restaurants, cafes, and boutiques
  • a golf club and golf academy
  • a golf driving range and golf simulator
  • a spa center and wellness infrastructure
  • tennis and padel courts
  • sports fields and outdoor gym areas
  • walking and cycling routes
  • private beaches and beach clubs
  • 24-hour security and video surveillance
  • concierge service and property management services

Location:

  • Marina and promenade — a few minutes by car
  • Luštica Bay beaches — near the complex
  • Restaurants, cafes, and shops — in Centrale and Marina Village
  • Tivat Airport — about 15 minutes by car
  • Convenient access to Tivat, Kotor, and Budva

Investment potential:

Real estate in Luštica Bay is considered one of the most sought-after on Montenegro's premium property market. Apartments in Heights are suitable both for personal seaside living and for generating rental income due to high demand for properties within the complex.

Amenities

Alarm systemIntercomReceptionAir conditioningParkingCity viewMountain viewSea ViewManagement companyGymSwimming poolElevatorTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€862,000
Property transfer tax
€43,720
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €21,720 (6% × 362,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€45,105
Estimated costs to purchase the propertyTotal: €907,105

Location

What's nearby

  • GroceriesCity634 m
  • RestaurantSloga511 m
  • Bus stop390 m
  • ATM1.4 km
  • AirportTivat Airport5.1 km
  • PortAeroport Marina3.9 km
  • Sea690 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€862,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,288/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,428/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,499/mo
Monthly payment
€3,982
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€603,400
Total interest€352,322
Loan amount
€603,400
Total interest
€352,322
Total payment
€955,722

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€862,000
No. 2671