AI Summary

A modern one-bedroom apartment for sale in the prestigious Heights district of the Luštica Bay complex, one of the largest projects on the Montenegrin coast. The windows offer breathtaking views of the sea, mountains, and the city, and the private terrace will be an ideal place for relaxation. The property is delivered in 2028 and includes parking, access to the gym, pool, and 24-hour security.

Apartment in Luštica No. 2673

€528,000
View: Sea view, Mountain view, City view

Details

Area
64.76 m²
Rooms
2
Bedrooms
1
Bathrooms
1
0
Year built
2028
Parking
Yes

Description

We offer for sale a 1-bedroom apartment in the Heights district of the Luštica Bay complex — one of the largest and most prestigious projects on the coast of Montenegro. The apartment is located in a new residence near Centrale and the future Gary Player Signature Course golf course.

Key features:

  • Area: 64.76 m²
  • Bedrooms: 1
  • Bathrooms: 1
  • Status: For sale at the construction stage 
  • Completion date: June 2028

About the apartment:

The apartment features a modern functional layout: a living room with kitchen and dining area, a separate bedroom, a bathroom, and a spacious terrace. The space is designed with an emphasis on natural light, privacy, and everyday comfort.

Finishing and equipment include:

  • Nolte kitchen with built-in appliances,
  • built-in floor-to-ceiling wardrobes,
  • heated floors in the bathroom,
  • Wind-Free air conditioning system,
  • modern access system and video intercom.

About the complex:

Heights is a new residential area within Luštica Bay, located between Centrale and Montenegro's first golf course, the Gary Player Signature Course. The project combines modern architecture with a Mediterranean atmosphere.

The complex grounds feature:

  • a large outdoor swimming pool,
  • a separate children's pool,
  • yoga and fitness areas, 
  • landscaped walking spaces,
  • underground parking and outdoor parking spaces,
  • landscaping with olive trees and lavender.

Apartment owners receive access to the entire Luštica Bay infrastructure:

  • Marina Village and the promenade,
  • beaches and beach club areas,
  • restaurants, cafes, and bakeries,
  • SPA and wellness spaces,
  • sports infrastructure,
  • Centrale Piazza with shops and services,
  • The Chedi Luštica Bay 5★ hotel,
  • management company and resident services,
  • internal shuttle service within the complex.

Location:

Luštica Bay is located on the Luštica Peninsula — one of the most beautiful and eco-friendly parts of the Montenegrin coast.

  • Centrale Piazza — nearby
  • Marina Village — a few minutes away
  • Complex beaches — within the project
  • Tivat Airport — about 15 minutes
  • Kotor — about 20–25 minutes

The project combines luxury resort infrastructure with the atmosphere of a peaceful Mediterranean seaside town.

Investment potential:

Real estate in Luštica Bay remains one of the most sought-after on the Montenegrin market. New phases of the complex traditionally show high demand even before construction is completed, and the managed-community format makes the property attractive both for personal use and for rental.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€528,000
Real estate transfer tax
€23,680
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €1,680 (6% × 28,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€24,701
Estimated costs to purchase the propertyTotal: €552,701

Location

What's nearby

  • GroceriesCity527 m
  • RestaurantSloga371 m
  • Bus stop456 m
  • ATM1.5 km
  • AirportTivat Airport4.9 km
  • PortAeroport Marina3.7 km
  • Sea668 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€528,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,627/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,712/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,756/mo
Monthly payment
€2,439
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€369,600
Total interest€215,807
Loan amount
€369,600
Total interest
€215,807
Total payment
€585,407

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€528,000
№ 2673