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Studio 42.53 m² with terrace 9 m² in the Centrale area of the Luštica Bay project — an ideal option for a seaside vacation or investment. The apartment is fully furnished, equipped with air conditioning and alarm system, with a city view. Price €348,000 — a great offer in a new complex with developed infrastructure and an elevator.

Residential complexesNo. 2699

Apartment in Luštica No. 2699

Lustica
€348,000
View: Yard view, City view

Details

Area
42.53 m²
Rooms
1
Bathrooms
1
0
Year built
2025
Centrale
Part of projectResidential complex

Centrale

Lustica
10 units in the project
Open
Inside the project

Description

We offer for sale a compact studio apartment in the Centrale area, Luštica Bay — a modern residential quarter within one of the most sought-after projects on the coast of Montenegro. This is a great option for a seaside vacation, personal residence, or rental — especially for those looking for a small apartment in a new complex with developed infrastructure and a peaceful atmosphere.

Key features:

  • Total area: 42.53 m²
  • Terrace: 9.05 m²
  • Type: studio
  • Bathroom: 1

About the apartment:

The layout is organized as functionally as possible — the living and sleeping areas are combined into one open space, yet the apartment does not feel cramped. There is room for a kitchen, dining area, and a full relaxation zone. Thanks to large windows and light finishes, the space feels very airy.

An additional plus is the spacious terrace, which adds a sense of extra volume to the apartment and is perfect for outdoor relaxation.

The interior is designed in a modern Mediterranean style with natural materials, light shades, and minimalist design.

About the Centrale area:

Centrale is the new center of daily life within Luštica Bay. The area is developing as a full-fledged residential quarter with urban infrastructure, green spaces, and the atmosphere of a small Mediterranean town. It is comfortable not only in summer — the area is designed specifically for year-round living.

Within walking distance:

  • Piazza Centrale
  • cafes, restaurants, and bakeries
  • supermarkets and shops
  • promenade streets and green zones
  • sports infrastructure
  • future international school and medical center
  • internal transport to Marina Village and beaches

Property owners in Luštica Bay receive access to the entire complex infrastructure:

  • beaches and beach clubs
  • yacht marina and Marina Village promenade
  • 5-star hotel The Chedi Luštica Bay
  • spa and wellness infrastructure
  • tennis and padel courts
  • future golf club The Peaks
  • concierge service and property management
  • 24-hour complex security

Location:

  • Tivat Airport — about 15 minutes by car
  • Kotor — about 20 minutes
  • Budva — about 35 minutes
  • Luštica Bay beaches — a few minutes by shuttle or car

Investment potential:

Compact apartments in Centrale remain one of the most sought-after formats within Luštica Bay due to their more affordable entry price and high rental demand. Such properties are well-suited both for personal vacations and for generating stable rental income throughout the year.

Amenities

IntercomAlarm systemAir conditioningCity viewManagement companyElevatorFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€348,000
Real estate transfer tax
€14,400
€4,500 (3% × 150,000) + €9,900 (5% × 198,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€15,232
Estimated costs to purchase the propertyTotal: €363,232

Location

What's nearby

  • GroceriesCity561 m
  • RestaurantResoran Astoria299 m
  • Bus stopNovo Naselje408 m
  • ATM1.6 km
  • AirportTivat Airport4.8 km
  • PortAeroport Marina3.6 km
  • Sea565 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€348,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,731/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,788/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,816/mo
Monthly payment
€1,608
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€243,600
Total interest€142,237
Loan amount
€243,600
Total interest
€142,237
Total payment
€385,837

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€348,000
No. 2699