AI Summary

A cozy 46 m² apartment in picturesque Petrovac, just 500 meters from the azure sea. A bright bedroom, a functional kitchen, and a spacious living room are perfectly complemented by a private balcony, where you can enjoy the fresh sea air. An excellent opportunity for a comfortable holiday home or a profitable investment in Montenegro real estate, priced at 177,000 euros.

Apartment in Petrovac No. 2459

Current as of May 27, 2026
Petrovac · Budva Riviera
177 000 €
View: Mountain view, City view

Details

Area
46 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
1/?
Year built
2022
Parking
Yes
To sea
500 m
Price per m²
3 848 €

Description

Elegant Apartment in Petrovac — Your Cozy Corner by the Sea

In the heart of quiet, green Petrovac, surrounded by nature and just a step from the beach, lies an exquisite apartment that combines comfort, style, and privacy. Fully restored inside and out, it has been designed according to a custom interior project with attention to every detail. Everything here — from the layout to the décor — has been done with taste and soul.

The apartment has its own entrance area, a cozy terrace, and an inner courtyard with a barbecue area and greenery, including a fruit-bearing grapefruit tree. The interior is filled with light and warmth: antique and custom-made furniture, carefully selected textiles, and vintage tableware from European manufacturers create the atmosphere of a true home. New plumbing, electrical wiring, appliances, and lighting allow you to immediately enjoy a comfortable life.

The layout is ideal for one or two people: a bedroom, living room, kitchen-dining area, bathroom, and terrace. The apartment is equipped with underfloor heating, electric radiators, and air conditioning. The rooms face southwest, and the windows offer views of the forest, courtyard, and sea.

The location is one of its main advantages. Just a few minutes’ walk away are two beaches: the town beach and Lučica. Tivat and Podgorica airports are about 50 km away. Within walking distance are restaurants, cafés, shops, pharmacies, the bus station, and all city infrastructure. Petrovac is known for its cozy atmosphere, natural beauty, and strong tourist demand, making this apartment an excellent rental investment.

This is more than just an apartment — it is a lifestyle. A secluded yet accessible place where comfort, aesthetics, and investment appeal blend harmoniously.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
177 000 €
Real estate transfer tax
5 850 €
4 500 € (3% × 150 000) + 1 350 € (5% × 27 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs6 494 €
Estimated costs to purchase the propertyTotal: 183 494 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€177,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€881/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€909/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€924/мес
Monthly payment
€818
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€123,900
Total interest€72,344
Loan amount
€123,900
Total interest
€72,344
Total payment
€196,244

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

177 000 €
3 848 €/m²2459