AI Summary

A luxurious 188 m² residence in an elite residential complex in Kumbor offers the perfect balance of comfort and proximity to the sea — just 100 meters from the beach. The spacious layout with three bedrooms, a bright living room, and a private swimming pool creates an atmosphere of privacy, while panoramic balconies allow you to enjoy magnificent views of the coast.

Apartment in Portonovi No. 4003

Kumbor · Bay of Kotor
1 800 000 €
View: Sea view

Details

Area
188 м²
Rooms
4
Bedrooms
3
Bathrooms
3
Floor
2/2
Year built
2019
Parking
Yes
To sea
100 m
Price per m²
9 574 €

Description

Luxuriously equipped three-bedroom apartment in the Portonovi complex, Herceg Novi
  • Bedrooms:3
  • Bathrooms:3
  • Garage:1 space
  • Condition:Fully furnished
  • Property area:188 m²

These modern, fully furnished three-bedroom apartments are located in the prestigious complexPortonoviin Herceg Novi. The total area is 188 m², including a spacious living room with a kitchen and dining area, three bedrooms, three bathrooms, and two large terraces of 31 m² with partial sea views. The price includes one parking space in the underground garage. A shared swimming pool is available to future owners.

About the Portonovi complex

Portonovi Montenegro— is an ultra-premium resort destination with 218 world-class residences and a mega-yacht marina, located at the narrowest point of the entrance to the Bay of Kotor.

The complex occupies a unique position between the mountains and the sea, offering panoramic views of the pristine Adriatic coast. Portonovi is home to Europe’s first resortOne&Only, elite residences, a health and wellness centerHenri Chenot, a world-class marina, the region’s largest sandy beach with a luxurious beach club, as well as boutiques, cafes, and restaurants.

Benefits of investing in Portonovi

Investing in Portonovi real estate is not only the purchase of luxury housing, but also an opportunity to become part of an exclusive community. The complex attracts affluent clients from all over the world, ensuring a high level of security and privacy. Thanks to the limited number of properties and high demand, real estate in Portonovi demonstrates steady growth in value, making it an attractive asset for investors.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 800 000 €
Real estate transfer tax
100 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 78 000 € (6% × 1 300 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs102 343 €
Estimated costs to purchase the propertyTotal: 1 902 343 €

Location

What's nearby

  • SchoolBoka School International202 m
  • GroceriesIDEA244 m
  • PharmacyMaxima Pharmacy222 m
  • RestaurantPerla Square Portonovi80 m
  • Bus stopĐENOVIĆI "KOD TORTE"450 m
  • ATMHipotekarna Banka156 m
  • AirportTivat Airport10.9 km
  • PortPortonovi Marina352 m
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,800,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€8,954/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€9,246/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€9,394/мес
Monthly payment
€8,315
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,260,000
Total interest€735,706
Loan amount
€1,260,000
Total interest
€735,706
Total payment
€1,995,706

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 800 000 €
9 574 €/m²4003