AI Summary

A luxurious 290 sq. m residence in the prestigious residential complex of Kumbor is located just 100 meters from the azure coastline. These exclusive two-bedroom apartments with spacious terraces offer premium comfort, complemented by access to magnificent swimming pools within the complex. An ideal choice for those seeking a combination of elegance, privacy, and proximity to the sea, priced at 2,650,000 euros.

Apartment in Portonovi No. 4009

Kumbor · Bay of Kotor
2 650 000 €
View: Sea view

Details

Area
290 м²
Rooms
3
Bedrooms
2
Bathrooms
3
Year built
2019
Parking
Yes
To sea
100 m
Price per m²
9 138 €

Description

Spacious two-bedroom duplex penthouse with sea view in Village Residences, Portonovi
  • 2 bedrooms
  • 2+1 bathrooms
  • Property area: 290 m²
  • Fully furnished

The apartment occupies two levels:

  • First level:large living room, dining area with kitchen, two bedrooms with en-suite bathrooms, guest toilet, laundry room and terrace.
  • Second level:roof with a terrace and a 53 m² swimming pool.

The priceincludes one parking space, as well as all built-in and movable furniture and equipment.

Portonovi Montenegro— an ultra-premium resort on the Adriatic, featuring 218 world-class properties and a modern mega-yacht marina at the narrow entrance to Boka Kotorska Bay. Portonovi enjoys a prime location between the mountains and the sea with stunning views of the pristine Adriatic coastline.

The Portonovi complex includes:

  • Europe’s first resortOne&Only
  • luxury residences
  • Henri Chenot medical and wellness SPA center
  • world-class marina for servicing mega-yachts
  • the region’s largest sandy beach with a luxurious beach club
  • shops, cafes and restaurants on the waterfront

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
2 650 000 €
Real estate transfer tax
151 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 129 000 € (6% × 2 150 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs154 239 €
Estimated costs to purchase the propertyTotal: 2 804 239 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,650,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€13,183/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€13,613/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€13,830/мес
Monthly payment
€12,242
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,855,000
Total interest€1,083,123
Loan amount
€1,855,000
Total interest
€1,083,123
Total payment
€2,938,123

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

2 650 000 €
9 138 €/m²4009