AI Summary

“Luxurious 95 m² apartments just 50 meters from the azure sea in picturesque Rafailovići. A spacious layout with a cozy bedroom, two bathrooms, and a bright living room will provide you with ideal comfort for living and relaxing on the Adriatic coast.”

Apartment in Rafailovići No. 441

Rafailovici · Budva Riviera, Rafailovići, Montenegro
332 500 €
View: Sea view

Details

Area
95 м²
Bedrooms
1
Floor
2/?
Parking
Yes
To sea
50 m
Price per m²
3 500 €

Description

New two-bedroom apartment in a new residential building in Rafailovići. Luxury finish. The building is located on the first line. The apartment has a living room, separate kitchen, two bathrooms, and two terraces.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
332 500 €
Real estate transfer tax
13 625 €
4 500 € (3% × 150 000) + 9 125 € (5% × 182 500)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs14 442 €
Estimated costs to purchase the propertyTotal: 346 942 €

Location

What's nearby

  • Kindergarten1.6 km
  • GroceriesLux186 m
  • Pharmacy269 m
  • RestaurantPorat213 m
  • Bus stopRafailovići412 m
  • ATM306 m
  • AirportTivat Airport19.1 km
  • PortMarina Budva3.7 km
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€332,500
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,654/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,708/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,735/мес
Monthly payment
€1,536
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€232,750
Total interest€135,901
Loan amount
€232,750
Total interest
€135,901
Total payment
€368,651

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

332 500 €
3 500 €/m²441