AI Summary

A luxurious 200 m² apartment in picturesque Risan offers the perfect combination of space and comfort just 400 meters from the azure sea. The bright interiors include three cozy living rooms, a modern kitchen, three bedrooms, and a terrace with inspiring views of the coastline. This is an exclusive offer for those who value premium living in the heart of Montenegro.

SaleApartments#1584

Apartment in Risan No. 1584

Risan · Bay of Kotor, Risan, Montenegro
600 000 €
View: Sea view

Details

Area
200 м²
Bedrooms
3
Bathrooms
2
Parking
Yes
To sea
400 m
Price per m²
3 000 €

Description

New complex of 5 apartments in Risan, 400 meters from the sea. All apartments are fully furnished, equipped, and waiting for their owners. The apartment price includes a parking space, a private terrace, as well as the right to use the swimming pool and the shared green terrace. The total area of the apartment is 200 m2. The apartment is located on the top floor of the complex. The apartment layout includes: a living room combined with a kitchen area, two bedrooms, two bathrooms, and four terraces offering a stunning sea view.

Amenities

Swimming poolSea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
600 000 €
Real estate transfer tax
28 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 6 000 € (6% × 100 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs29 084 €
Estimated costs to purchase the propertyTotal: 629 084 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€600,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,985/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,082/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€3,131/мес
Monthly payment
€2,772
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€420,000
Total interest€245,235
Loan amount
€420,000
Total interest
€245,235
Total payment
€665,235

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

600 000 €
3 000 €/m²№ 1584