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This property is temporarily unavailable for purchase

Reason: Under legalization· until 12/14/2026

AI Summary

A cozy two-bedroom apartment with an area of 65 m² in picturesque Stoliv is located just 150 meters from the sea. A bright space with two spacious living rooms and a magnificent view of the coast will be an ideal choice for your comfortable vacation or permanent residence for 125,000 euros.

No. 728

Apartment in Stoliv No. 728

Stoliv · Bay of Kotor, Stoliv, Montenegro
€125,000
View: Sea view

Details

Area
65 m²
Bedrooms
2
Parking
Yes
To sea
150 m
Price per m²
€1,923

Description

A new 65 m2 apartment on the first floor in a club house. The apartment layout includes: 2 bedrooms, a living room combined with a kitchen area, and a bathroom.

The apartment has underfloor heating in the hallway, kitchen, and bathroom. Air conditioners are installed in the apartment. There is telephone, internet, and satellite TV. Each apartment owner has their own parking space.

The terrace offers a beautiful panoramic view of the bay.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€125,000
Property transfer tax
€3,750
€3,750 (3% × 125,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€4,365
Estimated costs to purchase the propertyTotal: €129,365

Location

What's nearby

  • Groceries838 m
  • RestaurantKonoba Furešti580 m
  • Bus stop702 m
  • ATMPRVA Banka CG1.9 km
  • AirportTivat Airport7.3 km
  • PortLepetane2.3 km
  • Sea150 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 150 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€125,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€622/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€642/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€652/mo
Monthly payment
€577
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€87,500
Total interest€51,091
Loan amount
€87,500
Total interest
€51,091
Total payment
€138,591

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€125,000
€1,923/m²No. 728