AI Summary

A cozy one-bedroom apartment with an area of 45 m² in picturesque Sveti Stefan is waiting for its owners just 300 meters from the azure sea. Bright and functional spaces, including a comfortable living room and a sunny balcony with a beautiful view, will be the perfect place for your vacation or a profitable investment for 111,000 euros.

Apartment in Sveti Stefan No. 2565

Sveti Stefan · Budva Riviera, Slobode, 85315 Budva, Montenegro
111 000 €
View: Sea view, Mountain view, City view

Details

Area
45 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
1/2
Year built
2019
To sea
300 m
Price per m²
2 467 €

Description

Offered for sale is a cozy one-bedroom apartment, 45 m², with 1 bedroom and sea view.

Main features:

  • Area: 45 m²
  • Number of bedrooms: 1
  • Floor: 1st (due to the terrain, it is actually on the level of the 2nd floor)
  • View: panoramic sea view
  • Distance to the sea: 300 meters (5 minutes on foot)

Layout and amenities

  • Living room and kitchen:A bright open-plan space with access to the terrace. The kitchen area is separated by a bar counter. The kitchen is fully equipped – refrigerator, microwave, cooktop, and electric kettle. There is an additional sleeping place in the lounge area.
  • Bedroom:The room is furnished with a single bed and a bunk bed, as well as a white chest of drawers. The window is protected by external roller shutters (blinds).
  • Bathroom:Equipped with a shower cabin, washing machine, storage water heater, and a sink with a mirror.
  • Terrace:An open area with sea view, furnished with a wooden folding table and chairs.

Location:

  • Beaches: within5 minutes you can walk down to the small-pebble beaches of the resort
  • Surroundings:Within walking distance are fine dining restaurants, viewpoints, and the entrance to the famous Miločer Park.

Property advantages:

The property is fully ready for occupancy. Convenient access (second-floor level) and proximity to the sea make this apartment ideal both for family holidays and for high-yield rental income.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
111 000 €
Real estate transfer tax
3 330 €
3 330 € (3% × 111 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs3 911 €
Estimated costs to purchase the propertyTotal: 114 911 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€111,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€552/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€570/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€579/мес
Monthly payment
€513
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€77,700
Total interest€45,369
Loan amount
€77,700
Total interest
€45,369
Total payment
€123,069

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

111 000 €
2 467 €/m²2565