Bright living room with a white sofa and wooden dining table, panoramic windows offer a view of the sea and mountains.

Modern kitchen and dining area with white cabinets, black fridge, glass table holding fruit bowl, and wooden flooring in a bright open space.

Bright room with a white desk, beige chair, and cabinet. Wooden floor, with a view of mountains and city through the window.

White bathroom featuring a glass shower enclosure and a Samsung washing machine against tiled walls.

A long hallway with wooden flooring and white walls. A door with ribbed glass is on the right, with several open doorways along the sides.

Modern living room with a white sofa, wooden floor, and black accent wall. A dining area is visible in the foreground.

Bright living room with a white sofa, wooden floor, and an accent wall featuring black patterns and built-in shelves.

A narrow white staircase with wooden steps and a metal handrail leads up over a dark opening in the wall.

Bright bedroom with a pink bedspread, wooden desk, and sea view through large sliding glass doors to a balcony.

Modern staircase with wooden steps and metal railing next to a wooden door in a bright hallway.

Balcony with wicker furniture and gray cushions overlooking green hills and mountains under a cloudy sky.

Balcony with woven furniture and glass metal railings. View of the sea, mountains, and city rooftops under a clear blue sky.

Bedroom with a bed covered in a terracotta blanket and a white desk. Large windows offer a view of the balcony, sea, and mountains.

Modern bathroom featuring a white bathtub, toilet, and sink set against light textured wall tiles.

View from a hallway into a white bathroom featuring a toilet, sink, and towel on the wall.

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AI Summary

A luxurious 191 sq. m apartment in Kamenovo is located just 100 meters from the azure sea and offers breathtaking views of the coastline. The spacious layout includes three cozy bedrooms, two bathrooms, and three living rooms, complemented by five additional rooms and two balconies, creating ideal conditions for comfortable living. This exclusive offer for EUR 400,000 combines privacy, proximity to the beach, and a high level of comfort.

No. 2573

Penthouse in Kamenovo No. 2573

Kamenovo · Budva Riviera, Xlvii, 85315 Budva, Montenegro

€400,000

View: Sea view, Mountain view, City view

Details

Area

191 m²

Bedrooms

Bathrooms

Floor

4/4

Year built

2019

Parking

Yes

To sea

100 m

Price per m²

€2,094

Description

We offer for sale an exclusive penthouse in Kamenovo with panoramic views of the sea, the city, and the mountains.

Main features:

Total area: 151 m²
Storage room-wardrobe: 40 m²
Bedrooms: 3
Bathrooms: 2
Floor: 4 (no elevator)
Garage: 1 space

Layout and features:

Spacious living-dining room
3 bedrooms
2 bathrooms
High ceilings
Storage room-wardrobe
Garage at the bottom of the building
Fully ready to move in

Location:

Kamenovo is a quiet area between Budva and Pržno with direct access to the beach and infrastructure.

To Kamenovo Beach: ≈ 100–200 m (1–3 minutes on foot)
To the Old Town of Budva: ≈ 4 km (5–7 minutes by car)
To supermarkets (Voli in Rafailovici): ≈ 1–1.5 km (15–20 minutes on foot)
To Tivat Airport: ≈ 15 km (20–25 minutes by car)

Rental potential:

The penthouse is already rented out for €1300/month. Suitable for generating income from long-term or seasonal rentals.

Amenities

City view Mountain view Sea View Intercom Air conditioning Fully furnished Parking Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €400,000
Real estate transfer tax: €17,000
Notary fees: €880

Possible additional costs

Cadastre applicationsfrom €30
Ownership sheets (listovi) for the dealfrom €7
Sworn translator services· per contract / hourfrom €50

Total required costs€17,880

Estimated costs to purchase the propertyTotal: €417,880

Location

What's nearby

Kindergarten666 m
GroceriesFranca27 m
Pharmacy1.2 km
RestaurantKusta Konoba105 m
Bus stopKamenovo36 m
ATM432 m
AirportTivat Airport20.0 km
PortMarina Budva4.4 km
Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Penthouse in Kamenovo No. 2573

Kamenovo · Budva Riviera

€400,000

€2,094/m²No. 2573

Aleksandra Shapoval

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€400,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€1,990/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€2,055/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€2,088/mo

Monthly payment

€1,848

Over 240 months · at 5.0% p.a.

Loan amount€280,000

Total interest€163,490

Loan amount

€280,000

Total interest

€163,490

Total payment

€443,490

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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€400,000

€2,094/m²No. 2573