AI Summary

A luxurious 191 sq. m apartment in Kamenovo is located just 100 meters from the azure sea and offers breathtaking views of the coastline. The spacious layout includes three cozy bedrooms, two bathrooms, and three living rooms, complemented by five additional rooms and two balconies, creating ideal conditions for comfortable living. This exclusive offer for EUR 400,000 combines privacy, proximity to the beach, and a high level of comfort.

SaleApartments#2573

Penthouse in Kamenovo No. 2573

Kamenovo · Budva Riviera, Xlvii, 85315 Budva, Montenegro
400 000 €
View: Sea view, Mountain view, City view

Details

Area
191 м²
Bedrooms
3
Bathrooms
2
Floor
4/4
Year built
2019
Parking
Yes
To sea
100 m
Price per m²
2 094 €

Description

We offer for sale an exclusive penthouse in Kamenovo with panoramic views of the sea, the city, and the mountains.

Main features:

  • Total area: 151 m²
  • Storage room-wardrobe: 40 m²
  • Bedrooms: 3
  • Bathrooms: 2
  • Floor: 4 (no elevator)
  • Garage: 1 space

Layout and features:

  • Spacious living-dining room
  • 3 bedrooms
  • 2 bathrooms
  • High ceilings
  • Storage room-wardrobe
  • Garage at the bottom of the building
  • Fully ready to move in

Location:

Kamenovo is a quiet area between Budva and Pržno with direct access to the beach and infrastructure.

  • To Kamenovo Beach: ≈ 100–200 m (1–3 minutes on foot)
  • To the Old Town of Budva: ≈ 4 km (5–7 minutes by car)
  • To supermarkets (Voli in Rafailovici): ≈ 1–1.5 km (15–20 minutes on foot)
  • To Tivat Airport: ≈ 15 km (20–25 minutes by car)

Rental potential:

The penthouse is already rented out for €1300/month. Suitable for generating income from long-term or seasonal rentals.

Amenities

City viewMountain viewSea ViewIntercomAir conditioningFully furnishedParkingAlarm systemTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
400 000 €
Real estate transfer tax
17 000 €
4 500 € (3% × 150 000) + 12 500 € (5% × 250 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs17 880 €
Estimated costs to purchase the propertyTotal: 417 880 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€400,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,990/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,055/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,088/мес
Monthly payment
€1,848
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€280,000
Total interest€163,490
Loan amount
€280,000
Total interest
€163,490
Total payment
€443,490

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

400 000 €
2 094 €/m²№ 2573