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AI Summary

A spacious 138 m² apartment in Bečići offers the perfect combination of comfort and proximity to the sea: just 450 meters separate you from the azure coastline. This two-bedroom apartment features a cozy balcony and access to a magnificent swimming pool, where you can enjoy relaxation in a private atmosphere. This stylish home will be an excellent choice for those who value a premium lifestyle in one of the most picturesque locations in Montenegro.

ApartmentsNo. 1040

Penthouse in a Complex, Bečići No. 1040

Bečići · Budva Riviera, Bečići, Montenegro
€410,000
View: Sea view

Details

Area
138 m²
Bedrooms
2
Bathrooms
2
Floor
5/5
Year built
2017
Parking
Yes
To sea
450 m
Price per m²
€2,971

Description

The penthouse is located in building D on the fifth (top) floor. There is an elevator.

The penthouse is equipped with stylish Italian furniture and all necessary household appliances, and a spiral staircase has been installed on the terrace for private use of the roof. Panoramic views of the mountains and the sea of St. Nicholas Island.

The layout of the penthouse: two bedrooms, a spacious living room, a dining area with a kitchen, and an office, 2 bathrooms with a bathtub and a shower cabin.

The gated complex is located in Bečići, Ivanovići, at an altitude of 80 meters above sea level, 500 meters from Bečići Beach and a modern hotel complex with shops, restaurants, cafes, and bars.

The residential complex consists of 4 buildings with 5 floors each: A, B, C, and D, located on a secured territory with a swimming pool and a children's playground, as well as its own parking under video surveillance and beautiful landscaping.

The complex is maintained by a professional property management service company.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€410,000
Property transfer tax
€17,500
€4,500 (3% × 150,000) + €13,000 (5% × 260,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€18,414
Estimated costs to purchase the propertyTotal: €428,414

Location

What's nearby

  • SchoolE-Gimnazija2.7 km
  • Kindergarten719 m
  • GroceriesMarket Pezos202 m
  • PharmacyHelp509 m
  • HospitalDom zdravlja2.6 km
  • RestaurantTwo Captains211 m
  • Bus stopBečići290 m
  • ATM466 m
  • AirportTivat Airport17.8 km
  • PortMarina Budva2.7 km
  • Sea450 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 450 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€410,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,040/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,106/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,140/mo
Monthly payment
€1,894
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€287,000
Total interest€167,578
Loan amount
€287,000
Total interest
€167,578
Total payment
€454,578

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€410,000
€2,971/m²No. 1040