AI Summary

A luxurious 300 sq. m villa is located in idyllic Bigovo, just 10 meters from the seafront. This exclusive property with 5 spacious bedrooms, three kitchens, and cozy terraces will be the perfect place for living or relaxing in the very heart of the coast. Experience the harmony of the sea breeze and absolute comfort by investing in premium real estate valued at EUR 890,000.

Villa in Bigovo No. 509

Bigovo · Bay of Kotor, Bigovo, Montenegro
890 000 €
View: Sea view

Details

Area
300 м²
Land area
200 м²
Bedrooms
5
Parking
Yes
To sea
10 m
Price per m²
2 967 €

Description

A luxury villa for sale on the first line of the sea in the Municipality of Kotor, in the old fishing village of Bigovo,

The house consists of 3 floors: in the basement there is a large garage for 2 cars and a fitness room. On the first floor: a kitchen in a separate room, a living room, a dining room, a fireplace, a bathroom, a large terrace with a very beautiful view of the bay. On the second floor there are two bedrooms, each with its own bathroom, and a large terrace with a magnificent view of the bay, the staircase to the second and third floors goes inside the house. On the third floor there are 2 more bedrooms and 1 bathroom, a large terrace with a sea view.

On the other side in front of the house there is a relaxation area, a barbecue oven, and a small kitchen area. The house has a very high-quality finish: the rooms have natural solid wood flooring, the rooms with tiles have underfloor heating, suspended ceilings, lighting. Internet, satellite TV, video surveillance are connected.

The sea is 10 m away, the nearest shop is 100 m away, the nearest restaurant is 10 m away, and the town of Kotor is 10.0 km away. Tivat Airport is 6 km away.

The village of Bigovo is a very quiet, cozy, picturesque, sparsely populated settlement, far from noisy discos, busy streets, children's and youth entertainment centers. This is a place for romantics, fishermen, divers, and those who like to relax away from the noise of civilization

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
890 000 €
Real estate transfer tax
45 400 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 23 400 € (6% × 390 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs46 799 €
Estimated costs to purchase the propertyTotal: 936 799 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€890,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€4,427/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€4,572/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€4,645/мес
Monthly payment
€4,112
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€623,000
Total interest€363,766
Loan amount
€623,000
Total interest
€363,766
Total payment
€986,766

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

890 000 €
2 967 €/m²509