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AI Summary

A luxurious 300 sq. m villa is located in idyllic Bigovo, just 10 meters from the seafront. This exclusive property with 5 spacious bedrooms, three kitchens, and cozy terraces will be the perfect place for living or relaxing in the very heart of the coast. Experience the harmony of the sea breeze and absolute comfort by investing in premium real estate valued at EUR 890,000.

No. 509

Villa in Bigovo No. 509

Bigovo · Bay of Kotor, Bigovo, Montenegro
€890,000
View: Sea view

Details

Area
300 m²
Land area
200 m²
Bedrooms
5
Parking
Yes
To sea
10 m
Price per m²
€2,967

Description

A luxury villa for sale on the first line of the sea in the Municipality of Kotor, in the old fishing village of Bigovo,

The house consists of 3 floors: in the basement there is a large garage for 2 cars and a fitness room. On the first floor: a kitchen in a separate room, a living room, a dining room, a fireplace, a bathroom, a large terrace with a very beautiful view of the bay. On the second floor there are two bedrooms, each with its own bathroom, and a large terrace with a magnificent view of the bay, the staircase to the second and third floors goes inside the house. On the third floor there are 2 more bedrooms and 1 bathroom, a large terrace with a sea view.

On the other side in front of the house there is a relaxation area, a barbecue oven, and a small kitchen area. The house has a very high-quality finish: the rooms have natural solid wood flooring, the rooms with tiles have underfloor heating, suspended ceilings, lighting. Internet, satellite TV, video surveillance are connected.

The sea is 10 m away, the nearest shop is 100 m away, the nearest restaurant is 10 m away, and the town of Kotor is 10.0 km away. Tivat Airport is 6 km away.

The village of Bigovo is a very quiet, cozy, picturesque, sparsely populated settlement, far from noisy discos, busy streets, children's and youth entertainment centers. This is a place for romantics, fishermen, divers, and those who like to relax away from the noise of civilization

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€890,000
Real estate transfer tax
€45,400
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €23,400 (6% × 390,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€46,799
Estimated costs to purchase the propertyTotal: €936,799

Location

What's nearby

  • Groceries409 m
  • RestaurantGrispolis431 m
  • AirportTivat Airport5.2 km
  • PortBigova454 m
  • Sea10 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€890,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,427/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,572/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,645/mo
Monthly payment
€4,112
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€623,000
Total interest€363,766
Loan amount
€623,000
Total interest
€363,766
Total payment
€986,766

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€890,000
€2,967/m²No. 509