AI Summary

Exclusive villa of 413 m² in the gated community Morena Kotor Bay, just 170 meters from the sea. Panoramic views of the Bay of Kotor, mountains, and the city, impeccable furnishings, and a private infinity pool create an atmosphere of absolute luxury. The perfect combination of Montenegrin architecture and modern comfort for those who value privacy and status.

SaleVillas#2826

Villa in Dobrota №2826

Current as of August 10, 2026
Dobrota · Bay of Kotor
2 450 000 €
Price reduced
2 500 000 €→ 2 450 000 €
View: Sea view, Mountain view, City view

Details

Area
413.6 м²
Land area
655.68 м²
Rooms
6
Bedrooms
4
Bathrooms
2
Year built
2025
Parking
Yes
To sea
170 m

Description

We offer for sale a villa in the gated community Morena Kotor Bay, located in Sveti Stasije in Dobrota — within the Bay of Kotor, a UNESCO World Heritage Site. The community combines Montenegrin architectural tradition with a modern approach to design, and each villa is oriented towards panoramic views of the bay.

Key Features

  • Plot area: 655.68 m²
  • Living area: 413.60 m²
  • Floors: 3
  • Bedrooms with en-suite bathrooms: 4
  • Bathrooms: 4.5
  • Pool: infinity pool, 42.78 m²
  • Parking: 2 spaces
  • Distance to the sea: 170 m

About the Villa

The layout combines the living room, family area, sunroom, and dining area into a single open space. Ceiling heights vary by floor: 271 cm in the basement level, 330 cm (up to 640 cm in double-height spaces) on the main level, 302 cm on the second floor, and an average of 287 cm on the third. Flooring in all living areas and bedrooms is premium porcelain tile. The kitchen is Italian-designed with quartz countertops (or equivalent), equipped with Bosch or Miele appliances. Bathrooms feature electric underfloor heating. Additional rooms include a fitness room, wine cellar, and optional laundry. Outside, there is a patio, outdoor dining area, and outdoor shower; a private heated pool complements the terrace.

The community is equipped with a smart home system for controlling lighting, temperature, and security, an audio intercom and alarm system, as well as organized secure parking.

Location

  • The villa is located in Dobrota, in a quiet coastal area of the Bay of Kotor:
  • Sveti Stasije beach (Dobrota) — about 400 m
  • City supermarket — about 315 m
  • second beach in Dobrota — about 650 m
  • nearest pharmacy (Dobrota center) — about 3.5 km (5–6 minutes by car)
  • Dobrota bus station — about 2 km
  • Kotor Old Town — about 4.9 km (approximately 10 minutes by car)

Investment Potential

The location within the UNESCO protected zone, combined with limited supply of villas of this level, is a rare combination for the Montenegrin market: demand consistently exceeds supply, supporting the growth of property values in this location. The villa is suitable both for year-round living due to its proximity to the infrastructure of Dobrota and Kotor, and for rental — the premium segment of a villa with a pool and panoramic bay views is consistently in demand among renters in the high season.

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Amenities

IntercomAlarm systemAir conditioningParkingGardenCity viewMountain viewSea ViewSwimming poolManagement companyTerraceFully furnished

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
2 450 000 €
Real estate transfer tax
139 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 117 000 € (6% × 1 950 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs142 035 €
Estimated costs to purchase the propertyTotal: 2 592 035 €

Location

What's nearby

  • GroceriesLicanka 1 koror sv. Stasije287 m
  • RestaurantKevalin170 m
  • Bus stopDobrota286 m
  • ATM334 m
  • AirportTivat Airport8.0 km
  • PortKotor Cruise Pirs4.8 km
  • Sea170 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 170 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,450,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€12,188/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€12,585/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€12,787/мес
Monthly payment
€11,318
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,715,000
Total interest€1,001,378
Loan amount
€1,715,000
Total interest
€1,001,378
Total payment
€2,716,378

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

2 450 000 €
№ 2826