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AI Summary

A spacious villa of 201 sq. m in Herceg Novi will become the ideal home for comfortable living, offering owners three cozy bedrooms, a modern living room, and panoramic views from four balconies. On the well-maintained grounds there is a refreshing pool and thoughtfully designed relaxation areas, while just three kilometers away you will find the azure sea and the atmosphere of Montenegrin coziness.

No. 1716

Villa in Igalo No. 1716

Current as of November 15, 2026
Igalo · Bay of Kotor, Herceg Novi, Municipality of Herceg Novi, Montenegro
€490,000
View: Sea view

Details

Area
201 m²
Land area
636 m²
Bedrooms
3
Bathrooms
3
Year built
2017
Parking
Yes
To sea
3000 m
Price per m²
€2,438

Description

The new villa is located in a very picturesque area of Mojdež near the town of Herceg Novi, surrounded by coniferous forest with views of the mountains and the sea. The villa has an area of 201 m² and consists of a spacious living room with a fireplace, three bedrooms, three bathrooms, and a terrace. A panoramic view of the sea opens up already from the ground floor and from the property. On the plot of 636 m², there is a swimming pool and landscaping has been done. City utilities are connected to the house, and finishing work has been completed. If desired, it is possible to expand the plot by purchasing an adjacent 12.5 ares.<iframe width="100%" height="388px" src="https://www.youtube.com/embed/KeIlfwsm7Qw" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>

Amenities

Swimming poolSea ViewAir conditioningParkingGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€490,000
Property transfer tax
€21,500
€4,500 (3% × 150,000) + €17,000 (5% × 340,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€22,492
Estimated costs to purchase the propertyTotal: €512,492

Location

What's nearby

  • KindergartenNaša radost2.3 km
  • GroceriesTomas1.3 km
  • Pharmacy2.1 km
  • HospitalInstitut Dr. Simo Milošević - II Faza2.6 km
  • RestaurantPerla2.1 km
  • Bus stop2.1 km
  • ATM2.6 km
  • AirportTivat Airport20.7 km
  • PortMarina - Škver4.4 km
  • Sea3.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 3000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€490,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,438/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,517/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,557/mo
Monthly payment
€2,264
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€343,000
Total interest€200,276
Loan amount
€343,000
Total interest
€200,276
Total payment
€543,276

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€490,000
€2,438/m²No. 1716