AI Summary

A luxurious villa of 550 m² in Bijela is located just 15 meters from the azure sea, offering its owners absolute privacy and breathtaking panoramic views. This magnificent home with 4 bedrooms, spacious living rooms, and a well-thought-out layout will be an ideal place for living in an atmosphere of complete comfort and exclusivity on the coast.

SaleVillas#1527

Villa in Herceg Novi №1527

Bijela · Bay of Kotor, Herceg Novi, Montenegro
2 000 000 €
View: Sea view

Details

Area
550 м²
Land area
924 м²
Bedrooms
4
Bathrooms
5
Parking
Yes
To sea
15 m
Price per m²
3 636 €

Description

A luxurious villa for sale in Herceg Novi on the Adriatic Sea coast. An ideal place for living and relaxation.
The villa has a total area of 550 m2 on a plot of 924 m2.
The villa consists of 3 floors.
Villa layout:
On the first floor: garage, 3 parking spaces, storage room, wine cellar, Finnish sauna, Turkish bath, relaxation room, 2 separate apartments, each with its own layout: living room combined with kitchen, bathroom, terrace.
The first floor is equipped with a "Smart Home" system.
On the second floor: large living room combined with kitchen and dining room, bathroom, 2 terraces, storage room, and garage.
On the third floor: 2 bedrooms, 2 bathrooms, 2 terraces.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
2 000 000 €
Real estate transfer tax
112 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 90 000 € (6% × 1 500 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs114 563 €
Estimated costs to purchase the propertyTotal: 2 114 563 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 15 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,000,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€9,949/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€10,274/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€10,438/мес
Monthly payment
€9,239
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,400,000
Total interest€817,451
Loan amount
€1,400,000
Total interest
€817,451
Total payment
€2,217,451

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

2 000 000 €
3 636 €/m²№ 1527