AI Summary

A modern premium-class villa in Kamenovo, just 100 meters from the sea, perfectly combines privacy, comfort, and a prestigious location. On 240 m² there are 3 bedrooms, 2 bathrooms, a terrace, a swimming pool, a gym, and partially furnished interiors, while the 514 m² plot offers magnificent views of the sea, mountains, and the city.

Villa in Kamenovo No. 2606

Kamenovo · Budva Riviera
1 300 000 €
View: Sea view, Mountain view, City view, Pool view, Yard view, Garden view, Panoramic view

Details

Area
240 м²
Land area
514 м²
Rooms
5
Bedrooms
3
Bathrooms
2
Year built
2025
Parking
Yes
To sea
150 m

Description

We offer for sale a modern premium-class villa located in one of the most prestigious areas of the Budva Riviera — Kamenovo, just a one-minute walk from the beach.

The property combines a high level of comfort, privacy, and thoughtful architecture, creating ideal conditions both for living and for seaside relaxation.

Main features:

  • Villa area: 240 m²
  • Plot area: 514 m²
  • Number of bedrooms: 3
  • Number of bathrooms: 2
  • Garage: 2 parking spaces

Relaxation and wellness area:

A full private SPA complex has been created on the villa grounds:

  • 4×8 m swimming pool
  • sauna
  • jacuzzi
  • equipped gym

This space is ideal for year-round relaxation and living.

Layout and amenities:

The villa is designed with an emphasis on comfort and functionality:

  • spacious living room with access to the terrace
  • kitchen and dining area
  • 3 bedrooms
  • 2 bathrooms
  • terrace with a relaxation area
  • Additionally provided:
  • summer kitchen
  • outdoor shower and toilet
  • landscaped grounds

Construction quality and technology

The villa is built using modern engineering solutions and premium materials:

  • smart home system
  • underfloor heating
  • high-quality joinery and thermal insulation
  • video surveillance and security system
  • facade finished with natural stone
  • premium interior finishing

Location

The villa is located in Kamenovo — one of the most prestigious and picturesque areas on the coast.

  • to the beach — 1 minute on foot
  • to Budva — about 5 km
  • nearby — restaurants, beach clubs, and a promenade
  • easy access to the Sveti Stefan and Pržno areas

Kamenovo Beach is considered one of the most beautiful on the Budva Riviera, known for its clear water, sandy shore, and well-developed infrastructure

Investment appeal

Villas in Kamenovo belong to a limited segment of real estate with high liquidity. The proximity to the sea, prestigious location, and private villa format ensure stable demand for both short-term and long-term rentals. The property is ideal for personal living, as well as for generating income from premium rental.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 300 000 €
Real estate transfer tax
70 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 48 000 € (6% × 800 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs71 823 €
Estimated costs to purchase the propertyTotal: 1 371 823 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 150 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,300,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€6,467/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€6,678/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€6,785/мес
Monthly payment
€6,006
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€910,000
Total interest€531,343
Loan amount
€910,000
Total interest
€531,343
Total payment
€1,441,343

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 300 000 €
2606