AI Summary

Exclusive villa in the quiet area of Kavač (Tivat) with panoramic sea views and a private pool. Spacious 220 m² of living space on a plot of 624 m² includes three luxurious master bedrooms, each with its own bathroom, and a fourth room for an office or playroom. The house, built for personal use, is fully furnished and thoughtfully designed down to the smallest detail — an ideal combination of comfort, privacy, and Mediterranean lifestyle.

SaleVillas#2813

Villa in Kavač No. 2813

Current as of July 31, 2026
Kavac · Bay of Kotor
1 100 000 €
View: Sea view, Mountain view, City view, Panoramic view, Pool view

Details

Area
220 м²
Land area
624 м²
Rooms
5
Bedrooms
3
Bathrooms
4
To sea
1700 m

Description

A villa in Kavač is offered for sale — one of the quietest and most sought-after areas of Tivat, with a panoramic sea view and its own swimming pool.

Key features:

  • House area: 220 m²
  • Plot: 624 m²
  • Floors: 2
  • Bedrooms: 3 master bedrooms, each with its own bathroom
  • Additional room: 4th bedroom / study / playroom
  • Pool: private
  • View: panoramic sea view

About the villa:

The villa was built for personal use — with attention to detail, comfort, and durability. Three full master bedrooms with separate bathrooms, an additional room with flexible use, and a spacious area for relaxation and entertaining guests. The pool and panoramic sea view complete the picture.

Location:

  • Sea — about 3.5 km (about 7 minutes by car)
  • Tivat Airport — about 2.7 km (about 5 minutes by car)
  • Tivat center and Porto Montenegro — about 5 km (about 10 minutes by car)

Investment potential:

A villa with a pool, three master bedrooms, and a panoramic sea view in a quiet area of Tivat — a property combining comfort for permanent residence with high rental potential. Proximity to Tivat Airport and Porto Montenegro makes the property attractive to a wide range of buyers.

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Amenities

IntercomAlarm systemAir conditioningGardenParkingSea ViewMountain viewCity viewSwimming poolFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 100 000 €
Real estate transfer tax
58 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 36 000 € (6% × 600 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs59 619 €
Estimated costs to purchase the propertyTotal: 1 159 619 €

Location

What's nearby

  • Groceries682 m
  • Pharmacy2.9 km
  • HospitalOpšta bolnica Kotor2.3 km
  • RestaurantSpezza1.5 km
  • Bus stopGradiošnica533 m
  • ATM1.7 km
  • AirportTivat Airport1.8 km
  • PortAeroport Marina2.6 km
  • Sea1.7 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1700 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,100,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€5,472/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€5,651/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€5,741/мес
Monthly payment
€5,082
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€770,000
Total interest€449,598
Loan amount
€770,000
Total interest
€449,598
Total payment
€1,219,598

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 100 000 €
№ 2813