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AI Summary

A luxurious 480 sq. m villa in picturesque Kavac is an oasis of comfort with breathtaking panoramic views and just one kilometer from the sea. The residence features 3 spacious bedrooms, 6 bathrooms, and refined relaxation areas with two swimming pools, ideal for premium living. Become the owner of this exclusive property priced at 1,750,000 euros, where every detail of the interior emphasizes status and impeccable taste.

No. 4013

Villa in Kavac No. 4013

Kavac · Bay of Kotor, Kavac, Municipality of Kotor, 85330, Montenegro
€2,500,000
View: Sea view

Details

Area
480 m²
Bedrooms
3
Bathrooms
3
Year built
2023
Parking
Yes
To sea
1000 m
Price per m²
€3,646

Description

New unique family villa on the Montenegro real estate market in Tivat. Surrounded by a pine forest, amazing nature, and fresh air. With sea views and majestic mountains.

The main advantage is the clean mountain air and its own microclimate, high-quality construction work, which is ideal for year-round family living.
Includes:

  • Bedrooms: 3/4
  • Bathrooms: 2+1
  • Kitchen, living room
  • Number of floors: 4
  • Summer kitchen
  • rooftop pool
  • Private garden
  • Parking capacity: 5
  • Wine cellar

Located 10 minutes by car from Kotor, Tivat, the airport, international schools, shopping centers, supermarkets, and the promenade.

Amenities

Swimming poolMountain viewSea ViewGrillAir conditioningFully furnishedParkingGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€2,500,000
Property transfer tax
€142,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €120,000 (6% × 2,000,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€145,100
Estimated costs to purchase the propertyTotal: €2,645,100

Location

What's nearby

  • SchoolGradska Muzika Kotor2.7 km
  • Kindergarten2.8 km
  • Groceries405 m
  • Pharmacy2.4 km
  • HospitalOpšta bolnica Kotor1.9 km
  • RestaurantSpezza1.9 km
  • Bus stopGradiošnica904 m
  • ATM2.1 km
  • AirportTivat Airport2.0 km
  • PortKotor Cruise Pirs2.4 km
  • Sea1.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,500,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€12,437/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€12,842/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€13,048/mo
Monthly payment
€11,549
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€1,750,000
Total interest€1,021,814
Loan amount
€1,750,000
Total interest
€1,021,814
Total payment
€2,771,814

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€2,500,000
€3,646/m²No. 4013