AI Summary

A luxurious 450 sq. m villa in the picturesque Bay of Kotor combines elegant architecture with impeccable comfort. The house features four spacious bedrooms, and the terraces offer breathtaking views of the sea landscape, enhancing the atmosphere of privacy just 850 meters from the shore. This is an ideal offer for those who value aesthetics, space, and a prestigious location on the Adriatic coast.

Villa in Kavači No. 1309

1 290 000 €
View: Sea view

Details

Area
450 м²
Land area
1225 м²
Bedrooms
4
Bathrooms
4
Year built
2017
Parking
Yes
To sea
850 m
Price per m²
2 867 €

Description

An amazing three-story villa is for sale in Kavač.

The huge leisure area on the first floor covers 154 m2 and includes spacious living rooms filled with sunlight all day, a modern kitchen and a large dining room with special lighting, as well as a bathroom and an office with a separate entrance.

On the second floor there is a large bedroom with an adjoining bathroom with a jacuzzi, and a walk-in wardrobe. The bedroom has access to a spacious separate terrace. There is also a library, 3 additional bedrooms, 2 bathrooms and 3 large terraces offering panoramic views of the sea and the surrounding mountains.

On the top floor there is a guest studio apartment with a magnificent terrace of 34m2.

Elegant decor, a natural stone fireplace, marble flooring and a modern interior create a relaxed atmosphere.

The house was designed to blend harmoniously into the surrounding landscape with an oak grove.

Long summer evenings can be spent on the grounds next to the house, where there is a large swimming pool, a barbecue area and a summer kitchen.

A well-kept garden with lush vegetation, as well as olive and citrus trees.

Access to the villa is via a gated area, which ensures the security of the property.

INCLUDED EXTRAS:

• Central air conditioning system (11 indoor units and one external centralized unit)

• 3 solar panels for water heating (boiler capacity – 300 liters)

• Water tank (capacity 67.2m3)

• Well (capacity 10m3)

• Electric generator (Capacity 8.5Bt)

• Private sewage system

• Automated entrance and garage opening system (2 enclosed garages + 2 outdoor parking spaces)

• Spacious storage room under the roof (112.39m2)

• Summer kitchen (20m2)

• Workshop (18m2)

• Technical room

• Home Entertainment system

• Wireless internet

The house is fully legalized

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 290 000 €
Real estate transfer tax
69 400 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 47 400 € (6% × 790 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs71 208 €
Estimated costs to purchase the propertyTotal: 1 361 208 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 850 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,290,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€6,417/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€6,627/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€6,733/мес
Monthly payment
€5,959
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€903,000
Total interest€527,256
Loan amount
€903,000
Total interest
€527,256
Total payment
€1,430,256

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 290 000 €
2 867 €/m²1309