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AI Summary

A luxurious villa with an area of 372 sq. m on the picturesque Luštica Peninsula is the perfect combination of privacy and comfort, just one kilometer from the azure sea. This spacious residence with four bedrooms, a bright living room, and cozy balconies is designed for those who appreciate a premium lifestyle surrounded by breathtaking sea views.

No. 2517

Villa in Luštica No. 2517

Current as of September 26, 2026
€3,000,000
View: Mountain view, City view

Details

Area
372 m²
Land area
784 m²
Rooms
5
Bedrooms
4
Bathrooms
3
Year built
2014
Parking
Yes
To sea
1000 m
Price per m²
€8,065

Description

Exclusive private villa, designed according to an individual project for those who value the sea, tranquility, and impeccable quality of life. The house is harmoniously integrated into the natural landscape and is located at the edge of a green zone where construction is prohibited — ensuring privacy, open views, and peace and quiet.

The villa is locatedbetween the prestigious resorts of Plavi Horizonti and Luštica Bay, just a 15-minute walk from the sea. Nearby are beaches, a marina, yacht clubs, and well-developed resort infrastructure.

Property features:

The house was built with an increased safety margin and is designed to withstand seismic activity. Drainage has been installed around the perimeter of the plot. The architecture is inspired by classic Mediterranean villas, while the interior emphasizes the property’s high status: custom-made furniture, natural materials, merbau parquet flooring, a staircase made of stained oak, travertine finishing on the facade and terraces, designer chandeliers, and a thoughtfully designed multi-level lighting system. The house providescomplete sound insulation.

Layout:

The plot is enclosed by a natural stone wall, with a landscaped garden planted with fruit trees, architectural lighting, and a security system.

Minimal maintenance costs, one owner.<br data-start="1810" data-end="1813" />This is a villa truly worth seeing in person— an ideal choice for permanent living or a prestigious seaside residence in one of the most exclusive areas of Montenegro.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€3,000,000
Property transfer tax
€172,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €150,000 (6% × 2,500,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€175,635
Estimated costs to purchase the propertyTotal: €3,175,635

Location

What's nearby

  • GroceriesCity597 m
  • RestaurantResoran Astoria259 m
  • Bus stopNovo Naselje144 m
  • ATM1.7 km
  • AirportTivat Airport4.4 km
  • PortAeroport Marina3.2 km
  • Sea1.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€3,000,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€14,924/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€15,411/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€15,657/mo
Monthly payment
€13,859
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€2,100,000
Total interest€1,226,177
Loan amount
€2,100,000
Total interest
€1,226,177
Total payment
€3,326,177

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€3,000,000
€8,065/m²No. 2517