AI Summary

A luxurious 287 m² residence in picturesque Kumbor offers impeccable comfort: three spacious bedrooms, four bathrooms, and stylish living areas with access to sun-drenched terraces. Enjoy exclusive relaxation by one of the two private pools while taking in panoramic views and an atmosphere of absolute privacy. This is a unique opportunity for those who value premium quality of life on the Adriatic coast.

Villa in Portonovi No. 4008

Kumbor · Bay of Kotor
2 725 000 €
View: Mountain view, City view

Details

Area
287 м²
Rooms
4
Bedrooms
3
Bathrooms
4
Year built
2019
Parking
Yes
Price per m²
9 495 €

Description

Spacious villa with rooftop jacuzzi — Village Residences in the luxurious Portonovi complex, Kumbor
  • 3 bedrooms
  • 3+1 bathrooms
  • 1 garage
  • Partially furnished
  • Property area: 287 m²

The villa occupies one floor and has a living area of 195 m². It consists of a spacious open-plan living room with a built-in fully equipped kitchen, three bedrooms with en suite bathrooms, a guest toilet, and a laundry room. An external staircase leads to the roof, where there is a 92 m² terrace with a jacuzzi and a relaxation area covered by a pergola.

The owners have access to a private paved area of 131 m², which can be reached from any room of the villa. Use of this area is exclusive to the villa owners.

A shared swimming pool is available to future owners and is located behind the villa just a few steps away.

About the Portonovi complex

Portonovi Montenegrois an ultra-premium resort residence combining 218 world-class residential units and a mega-yacht marina located at the narrow entrance to the Bay of Kotor.

World-class infrastructure

Portonovi offers its residents and guests infrastructure that meets the highest standards. The complex features:

  • Superyacht marina: one of the most modern in Europe, capable of accommodating vessels up to 120 meters long.
  • HotelOne&Only: the first and only One&Only-branded hotel in Europe, offering unparalleled service and amenities.
  • Henri Chenot Wellness Center: a unique health and rejuvenation center offering personalized detox and recovery programs.
  • Restaurants and bars: a variety of dining options, from traditional Montenegrin cuisine to international delicacies.
  • Boutiques and shops: a wide selection of stores offering products from world brands (Bottega Veneta, Loewe, Balenciaga, etc.).
  • Sports and entertainment facilities: fitness centers, tennis courts, swimming pools, and other leisure facilities.
Benefits of investing in Portonovi

Investing in Portonovi real estate is not only the purchase of luxury housing, but also an opportunity to become part of an exclusive community. The complex attracts affluent clients from around the world, ensuring a high level of security and privacy. Thanks to the limited number of properties and strong demand, real estate in Portonovi demonstrates steady value growth, making it an attractive asset for investors.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
2 725 000 €
Real estate transfer tax
155 500 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 133 500 € (6% × 2 225 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs158 818 €
Estimated costs to purchase the propertyTotal: 2 883 818 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,725,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€13,556/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€13,998/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€14,222/мес
Monthly payment
€12,589
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,907,500
Total interest€1,113,777
Loan amount
€1,907,500
Total interest
€1,113,777
Total payment
€3,021,277

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

2 725 000 €
9 495 €/m²4008