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AI Summary

A luxurious villa of 230 m² in picturesque Prčanj awaits you just 50 meters from the azure sea. This bright home with 4 cozy bedrooms and spacious terraces will be an ideal place for your life in Montenegro, combining elegance, comfort, and breathtaking views of the bay.

VillasNo. 198

Villa in Prčanj No. 198

Prčanj · Bay of Kotor, Prčanj, Montenegro
€630,000
View: Sea view

Details

Area
230 m²
Land area
700 m²
Rooms
7
Bedrooms
4
Bathrooms
3
Floor
3/3
Year built
2014
Parking
Yes
To sea
50 m
Price per m²
€2,739

Description

Spacious three-story villa in Prčanj, 50 meters from the sea. Total area of 230 m² on a plot of 700 m². Located on the shore of the picturesque Bay of Kotor. Fully renovated in 2015. The plot is planted with trees, greenery, and flowers.

On the first floor of the villa, there is a kitchen, dining room, bathroom, and utility room. Also located there: a garage and a covered summer terrace. On the second floor, there is a large living room, study (children's room), bedroom, bathroom, and a large terrace with a view of the bay. The top floor is an independent three-room apartment with its own living room with kitchen, two bedrooms, bathroom, and terrace.

The house is fully furnished and ready for occupancy.

Amenities

Sea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€630,000
Property transfer tax
€29,800
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €7,800 (6% × 130,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€30,950
Estimated costs to purchase the propertyTotal: €660,950

Location

What's nearby

  • SchoolOsnovna škola "Njegoš"2.3 km
  • Kindergarten2.3 km
  • GroceriesStep943 m
  • PharmacyPharmacy "Dobrota"1.3 km
  • HospitalKotor Psychiatric Hospital930 m
  • RestaurantRestaurant Galia171 m
  • Bus stop147 m
  • ATMHipotekarna banka2.2 km
  • AirportTivat Airport4.9 km
  • PortKotor Cruise Pirs2.2 km
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€630,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,134/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,236/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,288/mo
Monthly payment
€2,910
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€441,000
Total interest€257,497
Loan amount
€441,000
Total interest
€257,497
Total payment
€698,497

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€630,000
€2,739/m²No. 198