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AI Summary

A luxurious villa of 497 sqm in picturesque Prčanj is the perfect combination of privacy and high style on the first line of the Adriatic. You will find four spacious bedrooms, panoramic terraces with breathtaking views of the bay, and two infinity pools for your impeccable relaxation. This is a rare opportunity to become the owner of a true architectural masterpiece in one of the most prestigious corners of Montenegro.

VillasNo. 252

Villa in Prčanj No. 252

Prčanj · Bay of Kotor, Prčanj, Montenegro
€3,400,000
View: Sea view

Details

Area
497 m²
Land area
1570 m²
Bedrooms
4
Bathrooms
6
Parking
Yes
Price per m²
€6,841

Description

A luxurious villa for sale in one of the most beautiful spots on the Montenegrin coast, the cozy town of Prčanj. The villa is located on the first line by the sea.

The total area is 497 m² on a plot of 1570 m².

The villa consists of three floors.

On the first floor: a kitchen with a dining area, a bathroom, and a gym.

The second floor consists of four bedrooms with en-suite bathrooms and two large terraces offering stunning sea views.

On the third floor: a large living room with a billiard table, a private cinema room, a library, a study, a dressing room, and a bathroom.

The property features a beautiful, well-maintained garden, a swimming pool, and four parking spaces. In the basement of the house, there is a sauna and a wine cellar.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€3,400,000
Property transfer tax
€196,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €174,000 (6% × 2,900,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€200,044
Estimated costs to purchase the propertyTotal: €3,600,044

Location

What's nearby

  • GroceriesPekara Prchanj369 m
  • PharmacyPharmacy "Dobrota"2.3 km
  • HospitalKotor Psychiatric Hospital1.9 km
  • RestaurantCafe Centar Prcanj357 m
  • Bus stop361 m
  • ATM2.3 km
  • AirportTivat Airport5.5 km
  • PortKotor Cruise Pirs3.3 km
  • Sea349 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€3,400,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€16,914/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€17,466/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€17,745/mo
Monthly payment
€15,707
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€2,380,000
Total interest€1,389,667
Loan amount
€2,380,000
Total interest
€1,389,667
Total payment
€3,769,667

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€3,400,000
€6,841/m²No. 252