AI Summary

A luxurious 400 m² villa in picturesque Stoliv is the embodiment of the dream of living right by the sea, just 5 meters from the water. You will find five spacious bedrooms and five cozy living rooms, where every corner is filled with light and an atmosphere of absolute tranquility against the backdrop of the breathtaking scenery of the Bay of Kotor.

SaleVillas#447

Villa in Stoliv No. 447

Stoliv · Bay of Kotor, Stoliv, Montenegro
2 000 000 €
View: Sea view

Details

Area
400 м²
Land area
1300 м²
Bedrooms
5
Parking
Yes
To sea
5 m
Price per m²
5 000 €

Description

Excellent villa on the first line by the sea. Large plot of land, high-quality finishing, satellite TV, internet, parking system for two cars, barbecue, individual heating system, private beach. On the first floor there is a large living room with a kitchen, a bedroom, a sauna and a bathroom. On the second floor there are 4 apartments, each with a bathroom. A separate small building with a utility room. Own reservoir. On the land plot, construction of one more building with a footprint of 80 m2 is permitted.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
2 000 000 €
Real estate transfer tax
112 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 90 000 € (6% × 1 500 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs114 563 €
Estimated costs to purchase the propertyTotal: 2 114 563 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,000,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€9,949/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€10,274/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€10,438/мес
Monthly payment
€9,239
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,400,000
Total interest€817,451
Loan amount
€1,400,000
Total interest
€817,451
Total payment
€2,217,451

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

2 000 000 €
5 000 €/m²№ 447